855 E 4th St, Coal City, IL 60416 Property Records

Grundy County property record for 855 E 4th St, Coal City, IL 60416

Property Summary

Property Type	Single Family Home
Details	2,136 sqft · built 2004
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$263,000 (Jan 2022)
Tax Bill	$8,644 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-35-408-015`

Property Details

APN / Parcel Number

Primary APN	`06-35-408-015`

Interior

Building Area	2,136 sqft Total Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	121 ft deep x 60 ft wide

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	855 E 4TH ST
City	COAL CITY
State	IL
Zip	60416-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAVERLY ESTATES LT 1 SEC 35-33-8
Legal Range	08W
Legal Township	33N
Legal Section	35
Legal Subdivision	WAVERLY ESTATES
Legal Lot Number	1
Jurisdiction	GRUNDY IL
Township / Civil Division	FELIX
Census Block Group	4
Census Block	4019
Census Tract	700

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	855 E 4TH ST, COAL CITY, IL 60416-1223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MTG CORP
Mar 9, 2017	Deed of Trust, Mortgage · Line of Credit CENTRUEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Deed Document Number	2022610495
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jan 11, 2022
Property Address	855 E 4TH ST, COAL CITY, IL 60416-1223
Document Number	0000610495
Map Reference	DOC 450255
Instrument Date	Oct 28, 2021
Instrument	610495
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	855 E 4TH ST, COAL CITY, IL 60416-1223

Mortgage

Document Number	0000610496
Date	Jan 11, 2022
Instrument	610496

Lender

Name	AMERICAN PACIFIC MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	855 E 4TH ST, COAL CITY, IL 60416-1223
Document Number	0000568665
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Apr 13, 2017
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	855 E 4TH ST COAL CITY IL 604161223, COAL CITY, IL 60416-1223

Mortgage

Document Number	0000568665
Date	Mar 20, 2017
Instrument	568665

Lender

Name	CENTRUEBANK
Type	Bank
Address	COAL CITY, IL 60416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 19, 2027

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Felix Township
Municipality	Coal City Village
Unified School District	Coal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,644.00 (+40.01%)	$117,774 (+23.81%) Land $15,125 Building $102,649	$353,322 (+23.81%) Land $45,375 Building $307,947
2022	$6,174.00 Homeowner's exemption	$95,128 Land $12,216 Building $82,912	$285,384 Land $36,648 Building $248,736

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1982)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COAL CITY serves 5,845 people · EPA ID IL0630200
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

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