975 E 13th Sq, Vero Beach, FL 32960 Property Records

Indian River County property record for 975 E 13th Sq, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,922 sqft · built 2002
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Companies on Record
Last Sale	$350,000 (May 2022)
Tax Bill	$4,136 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-11-00034-0000-00012.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-11-00034-0000-00012.0`
Alternative APN	`74770`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
1st Floor Area	1,922 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	85 ft deep x 40 ft wide
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	448 sqft
Porch	Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74770
Street Address	975 E 13TH SQ
City	VERO BEACH
State	FL
Zip	32960-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-6
Legal Description	WATERFORD LAKES PHASE I SUB LOT 12 PBI 16-48
Legal Range	39
Legal Township	33
Legal Section	11
Legal Subdivision	WATERFORD LAKES PHASE I SUBDIVISION
Legal Phase	1
Legal Lot Number	12
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1005
Census Tract	50602

Owner

Source: Indian River County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Co-owner	Co-owner on Record
Mailing Address	13172 153RD RD N, JUPITER, FL 33478-8501
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 23, 2021	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	May 10, 2022 · Amount on Record
Deed Document Number	0035382391
Deed Book / Page	3538 / 2391
Last Transfer Date	Mar 17, 2025
Transfer Doc	0037611488
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 10, 2022
Property Address	975 E 13TH SQ, VERO BEACH, FL 32960-2109
Document Number	0035382391
Book / Page	3538 / 2391
Map Reference	MB 16 PG 48
Instrument Date	May 4, 2022
Instrument	3120220030070
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7555 TURTLE CREEK DR, 7555, DAYTON, OH 45414-1751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 E 13TH SQ, VERO BEACH, FL 32960-2109

Mortgage

Document Number	0035382393
Date	May 10, 2022
Instrument	3538/2393

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 23, 2021
Property Address	975 E 13TH SQ, VERO BEACH, FL 32960-2109
Document Number	0034010923
Book / Page	3401 / 923
Map Reference	MB 16 PG 48
Instrument Date	Mar 19, 2021
Instrument	3120210019759
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6480 36TH PL, 6480, VERO BEACH, FL 32966-7813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 E 13TH SQ, VERO BEACH, FL 32960-2109

Mortgage

Document Number	3401925
Date	Mar 23, 2021
Instrument	3401/925

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,136.00 (+5.46%)	$310,601 (-1%) Land $34,000 Building $276,601	$310,601 (-1%) Land $34,000 Building $276,601
2023	$3,922.00 (+20.86%)	$313,743 (+21.07%) Land $34,000 Building $279,743	$313,743 (+14.25%) Land $34,000 Building $279,743
2022	$3,245.00	$259,141	$274,600 Land $21,250 Building $253,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	3 (2007–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

975 E 13th Sq, Vero Beach, FL 32960 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 13th Sq

Nearby Streets

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