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973 E 13th Sq, Vero Beach, FL 32960 Property Records

Indian River County property record for 973 E 13th Sq, Vero Beach, FL 32960

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,962 sqft · built 2002
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Jan 2026)
Tax Bill$3,254 (2025)
Deeds & MortgagesJan 2026 Sale
Aug 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN33-39-11-00034-0000-00011.0

Property Details

APN / Parcel Number

Primary APN33-39-11-00034-0000-00011.0
Alternative APN
  • 74769

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,962 sqft Living Area
Gross Area2,414 sqft
1st Floor Area1,962 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions85 ft deep x 40 ft wide
View / LotInterior
Garage TypeAttached
Garage Area420 sqft

Exterior Amenities

Pool Area1 sqft
PorchScreened Porch
Porch Area240 sqft
Patio Area512 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address973 E 13TH SQ
CityVERO BEACH
StateFL
Zip32960-2109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-6
Legal DescriptionWATERFORD LAKES PHASE I SUB LOT 11 PBI 16-48
Legal Range39E
Legal Township33S
Legal Section11
Legal SubdivisionWATERFORD LAKES PHASE I SUBDIVISION
Legal Phase1
Legal Lot Number11
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1005
Census Tract50602

Owner

Source: Indian River County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2473 NE 2ND DR, HOMESTEAD, FL 33033-6207
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Warranty Deed, Transfer
PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L
Aug 11, 2020Deed of Trust, Mortgage
KRISTY STINE TRUST UTAD
Jul 10, 2019Warranty Deed, Transfer
ATLANTIC COASTAL LAND TITLE COMPANY, ATLANTIC COASTAL LAND TITLE CO
Oct 16, 2017Deed of Trust, Mortgage · VA Mortgage
USAA
May 23, 2017Quit Claim Deed, Transfer
STEWART TITLE
Feb 17, 2017Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 16, 2026 · Amount on Record
Deed SaleJan 16, 2026 · Amount on Record
Prior SaleFeb 17, 2017 · Amount on Record
Deed Document Number20262150
Deed Book / Page3831 / 2012
Prior Transfer DateMay 19, 2017
Prior Transfer Doc0030261621
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJan 16, 2026
Property Address973 E 13TH SQ, VERO BEACH, FL 32960-2109
Document Number0038312012
Book / Page3831 / 2012
Map ReferenceMB 16 PG 48&48A
Instrument DateJan 5, 2026
Instrument3120260002150
Transaction TypeTransfer
Record UpdatedJan 30, 2026
Title CompanyPREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

AmountAmount Recorded
Tax$2,625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address736 BIRCH AVE, DACONO, CO 80514-9381

Transferred To (Grantee/Buyer)

NameVerified Name
Address2473 NE 2ND DR, HOMESTEAD, FL 33033-6207

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address973 E 13TH SQ, VERO BEACH, FL 32960-2109
Document Number0033272477
Instrument DateAug 11, 2020
Transaction TypeMortgage
Record UpdatedAug 20, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address973 E 13TH SQ VERO BEACH FL 329602109, VERO BEACH, FL 32960-2109

Mortgage

Document Number0033272477
DateAug 12, 2020
Book Page003327/002477
Instrument46882
Lender
NameKRISTY STINE TRUST UTAD
AddressVERO BEACH, FL 32960
Agreement
AmountAmount Recorded

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJul 10, 2019
Property Address973 E 13TH SQ, VERO BEACH, FL 32960-2109
Document Number0032211947
Book / Page003221 / 001947
Instrument DateJun 29, 2019
Instrument40663
Transaction TypeTransfer
Record UpdatedJul 18, 2019
Title CompanyATLANTIC COASTAL LAND TITLE COMPANY, ATLANTIC COASTAL LAND TITLE CO

Transaction

AmountAmount Recorded
Tax$1,785.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3552 WHISPERWOOD CT JOHNSTOWN CO 805342402, JOHNSTOWN, CO 80534-2402

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address973 E 13TH SQ, VERO BEACH, FL 32960-2109
Document Number0030661048
Book / Page003066 / 001048
Instrument DateOct 16, 2017
Transaction TypeMortgage
Record UpdatedDec 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address973 E 13TH SQ VERO BEACH FL 329602109, VERO BEACH, FL 32960-2109

Mortgage

Document Number0030661048
DateOct 30, 2017
Book Page003066/001048
Instrument62237
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2047

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateMay 23, 2017
Property Address973 E 13TH SQ, VERO BEACH, FL 32960-2109
Document Number0030261621
Book / Page003026 / 001621
Instrument DateMay 19, 2017
Instrument29263
Transaction TypeTransfer
Record UpdatedAug 1, 2017
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address973 E 13TH SQ VERO BEACH FL 329602109, VERO BEACH, FL 32960-2109

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateFeb 17, 2017
Property Address973 E 13TH SQ, VERO BEACH, FL 32960-2109
Document Number0030021226
Book / Page003002 / 001226
Instrument DateFeb 11, 2017
Instrument9012
Transaction TypeTransfer
Record UpdatedMar 21, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,386.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address973 E 13TH SQ VERO BEACH FL 329602109, VERO BEACH, FL 32960-2109

Mortgage

Document Number30021227
DateFeb 17, 2017
Book Page003002/001227
Instrument9013
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 16, 2047

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,254.00 (+15.64%) Homeowner's exemption$242,848 (+5.99%)$343,533 (-1.01%) Land $34,000 Building $309,533
2023$2,814.00 (+2.81%)$229,130 (+3%)$347,024 (+14%) Land $34,000 Building $313,024
2022$2,737.00$222,456$304,395 Land $21,250 Building $283,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims3 (2007–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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