975 E 125 S, Franklin, IN 46131 Property Records

Johnson County property record for 975 E 125 S, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,420 sqft · built 1964
Lot Size	1.88 acres (81,893 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Aug 2017)
Tax Bill	$2,044 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`51212801023/00`

Property Details

APN / Parcel Number

Primary APN	`51212801023/00`
Alternative APNs	`41-08-28-014-006.000-008` `00001094995`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,420 sqft
Basement Area	1,420 sqft
Unfinished Basement	1,420 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	81,893 sqft (1.88 acres)
Garage Type	Mixed
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001094995
Street Address	975 E 125 S
City	FRANKLIN
State	IN
Zip	46131-8468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE 1/4 PT NE 1/4 S28 T12 R4 MP FRANKLIN COMMUNI
Legal Range	4
Legal Township	12
Legal Section	28
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3017
Census Tract	610801

Owner

Source: Johnson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	975 E 125 S, FRANKLIN, IN 46131-8468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit MUTUAL SAVINGS BANK
Mar 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL SAVINGS BANK
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL SAVINGS BANK
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 16, 2017	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2017 · Amount on Record
Deed Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	201718488
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Recording Date	Sep 1, 2026
Property Address	975 E 125 S, FRANKLIN, IN 46131-8468
Document Number	0000017998
Instrument Date	Aug 27, 2026
Instrument	202617998
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 E 125 S, FRANKLIN, IN 46131-8468

Mortgage

Document Number	0000017998,
Date	Sep 1, 2026
Instrument	202617998

Lender

Name	MUTUAL SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	131 Months
Due	Aug 27, 2037

Interest

Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	975 E 125 S, FRANKLIN, IN 46131-8468
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018004987
Date	Mar 7, 2018
Instrument	2018-004987

Lender

Name	MUTUAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Mar 2, 2029

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	975 E 125 S, FRANKLIN, IN 46131-8468
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018021408
Date	Sep 24, 2018
Instrument	2018-021408

Lender

Name	MUTUAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Sep 7, 2029

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	975 E 125 S, FRANKLIN, IN 46131-8468
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020018253
Date	Jul 16, 2020
Instrument	2020-018253

Lender

Name	BAILEY & WOOD FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	975 E 125 S, FRANKLIN, IN 46131-8468
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020007808
Date	Mar 30, 2020
Instrument	2020-007808

Lender

Name	BAILEY & WOOD FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	975 E 125 S, FRANKLIN, IN 46131-8468
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021025982
Date	Aug 30, 2021
Instrument	2021-025982

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Aug 16, 2017
Property Address	975 E 125 S, FRANKLIN, IN 46131-8468
Document Number	2017018488
Instrument Date	Aug 11, 2017
Instrument	2017-018488
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017018489
Date	Aug 16, 2017
Instrument	2017-018489

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company
Address	PENDLETON, IN 46064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,044.00 (-16.57%) Homeowner's exemption	$265,700 (+3.75%) Land $51,200 Building $214,500	$265,700 (+3.75%) Land $51,200 Building $214,500
2024	$2,450.00 (-4.48%)
2023	$2,565.00 (+0.2%)	$256,100 (+11.59%) Land $51,200 Building $204,900	$256,100 (+11.59%) Land $51,200 Building $204,900
2022	$2,560.00	$229,500 Land $51,200 Building $178,300	$229,500 Land $51,200 Building $178,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
JC Fiber Fiber	3,000 / 3,000

May also be available: Brightspeed, Metronet, Verizon.

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