1307 E 125 S, Franklin, IN 46131 Property Records

Johnson County property record for 1307 E 125 S, Franklin, IN 46131

Property Summary

Property Type	Rural Home
Details	4 bd · 4.5 ba · 3,295 sqft · built 2000
Lot Size	10 acres (435,774 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jul 2021)
Tax Bill	$5,791 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51212701006/01`

Property Details

APN / Parcel Number

Primary APN	`51212701006/01`
Alternative APNs	`41-08-27-023-010.004-008` `00001094937`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,295 sqft Living Area
1st Floor Area	3,295 sqft
Basement Area	1,660 sqft
Finished Basement	1,540 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Brick
Roof Material	Asphalt
Lot Area	435,774 sqft (10 acres)
Garage Type	Attached
Garage Area	537 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Porch
Porch Area	553 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001094937
Street Address	1307 E 125 S
City	FRANKLIN
State	IN
Zip	46131-7239
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W W S27 T12 R4 TRACT E MP FRANKLIN COMMUNI
Legal Range	4
Legal Township	12
Legal Section	27
Legal Tract	E
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3018
Census Tract	610801

Owner

Source: Johnson County records · APN 51212701006/01

Assessment roll updated June 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1307 E 125 S, FRANKLIN, IN 46131-7239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC
Sep 01, 2017	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK NA
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK NA
Jul 14, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	Apr 12, 2010 · Amount on Record
Deed Document Number	202120893
Last Transfer Date	Sep 03, 2024
Transfer Doc	2024014816
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1307 E 125 S, FRANKLIN, IN 46131-7239
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021020894
Date	Jul 14, 2021
Instrument	2021-020894

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2036

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1307 E 125 S, FRANKLIN, IN 46131-7239
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2017020210
Date	Sep 01, 2017
Instrument	2017-020210

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 30, 2042

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1307 E 125 S, FRANKLIN, IN 46131-7239
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020012118
Date	May 18, 2020
Instrument	2020-012118

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2040

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jul 14, 2021
Property Address	1307 E 125 S, FRANKLIN, IN 46131-7239
Document Number	2021020893
Instrument Date	Jul 12, 2021
Instrument	2021-020893
Transaction Type	Transfer
Record Updated	Jun 09, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 E 125 S, FRANKLIN, IN 46131-7239

Tax Assessment & Valuation

Source: Johnson County records · Assessment roll updated June 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,791.00 (-18.92%) Homeowner's exemption	$647,600 (-4.34%) Land $73,000 Building $574,600	$647,600 (-4.34%) Land $73,000 Building $574,600
2024	$7,142.00 (-4.06%)
2023	$7,444.00 (+2.27%) Homeowner's exemption	$677,000 (+10.51%) Land $68,600 Building $608,400	$677,000 (+10.51%) Land $68,600 Building $608,400
2022	$7,279.00 Homeowner's exemption	$612,600 Land $68,600 Building $544,000	$612,600 Land $68,600 Building $544,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Johnson County Rural Electric Membership Cooperative Fiber	3,000 / 3,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 65 locations within half a mile of this property.

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