975 Duncan Ter, Canton, GA 30115 Property Records

Cherokee County property record for 975 Duncan Ter, Canton, GA 30115

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,226 sqft · built 2016
Lot Size	0.119 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$288,400 (Nov 2016)
Tax Bill	$9,493 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15N19B 386`

Property Details

APN / Parcel Number

Primary APN	`15N19B 386`
Alternative APNs	`1188241` `435749`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,226 sqft Heated Area
1st Floor Area	916 sqft
Upper Floors Area	1,310 sqft
Basement Area	916 sqft
Unfinished Basement	916 sqft
Flooring	Plywood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	112 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	435749
Old Parcel Number	15N19B386
Street Address	975 DUNCAN TER
City	CANTON
State	GA
Zip	30115-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 135 HARMONY ON THE LAKESPOD A PH 2
Legal Subdivision	HARMONY/LKS POD A PH 02
Legal Phase	2
Legal Lot Number	135
Jurisdiction	CHEROKEE GA
Township / Civil Division	HOLLY SPRINGS
Census Block Group	3
Census Block	3026
Census Tract	90807

Owner

975 Duncan Ter is owned and occupied by two individuals who acquired it in November 2016.

Source: Cherokee County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	975 DUNCAN TER, CANTON, GA 30115-1824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage DISCOVER BANK
Jul 28, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2016 · Amount on File
Deed Sale	Nov 18, 2016 · Amount on File
Prior Sale	Jan 6, 2016
Deed Document Number	0141331354
Deed Book / Page	14133 / 1354
Last Transfer Date	Nov 23, 2016
Transfer Doc	0141331354
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	975 DUNCAN TER, CANTON, GA 30115-1824
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 DUNCAN TER, CANTON, GA 30115-1824

Mortgage

Document Number	0146832024
Date	Aug 6, 2021
Book Page	0000014683/0000002024
Instrument	2021043246

Lender

Name	DISCOVER BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	975 DUNCAN TER, CANTON, GA 30115-1824
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 DUNCAN TER, CANTON, GA 30115-1824

Mortgage

Document Number	0146791061
Date	Jul 28, 2021
Book Page	0000014679/0000001061
Instrument	2021041275

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 975 Duncan Ter was $9,493 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Municipality	Holly Springs City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,493.00 Homeowner's exemption	$207,040 Land $34,000 Building $173,040	$517,600 Land $85,000 Building $432,600
2023		$204,320 (+20.02%) Land $34,000 Building $170,320	$510,800 (+20.02%) Land $85,000 Building $425,800
2022	$4,929.00 Homeowner's exemption	$170,240 Land $28,000 Building $142,240	$425,600 Land $70,000 Building $355,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 975 Duncan Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 975 Duncan Ter is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY serves 224,427 people · EPA ID GA0570002
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: T-Mobile.

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