963 Duncan Ter, Canton, GA 30115 Property Records

Cherokee County property record for 963 Duncan Ter, Canton, GA 30115

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,937 sqft · built 2016
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$459,000 (May 2022)
Tax Bill	$10,261 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15N19B 392`

Property Details

APN / Parcel Number

Primary APN	`15N19B 392`
Alternative APNs	`1187010` `435756`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,937 sqft Heated Area
1st Floor Area	1,651 sqft
Upper Floors Area	286 sqft
Basement Area	1,691 sqft
Unfinished Basement	1,691 sqft
Flooring	Plywood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	435756
Old Parcel Number	15N19B392
Street Address	963 DUNCAN TER
City	CANTON
State	GA
Zip	30115-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	141 HARMONY ON THE LAKES POD A PH 2
Legal Subdivision	HARMONY/LKS POD A PH 02
Legal Phase	2
Legal Lot Number	141
Jurisdiction	CHEROKEE GA
Township / Civil Division	HOLLY SPRINGS
Census Block Group	3
Census Block	3026
Census Tract	90807

Owner

963 Duncan Ter is owned and occupied by an individual who bought it in May 2022.

Source: Cherokee County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	963 DUNCAN TER, CANTON, GA 30115-1824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
May 6, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on File
Deed Sale	May 6, 2022 · Amount on File
Prior Sale	Oct 10, 2016 · Amount on File
Deed Document Number	0147901443
Deed Book / Page	14790 / 1443
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE GA
Recording Date	May 6, 2022
Property Address	963 DUNCAN TER, CANTON, GA 30115-1824
Document Number	0147901443
Book / Page	14790 / 1443
Instrument Date	May 6, 2022
Instrument	2022-005656
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 DUNCAN TER, CANTON, GA 30115-1824

Mortgage

Document Number	0147901446
Date	May 11, 2022
Book Page	0000014790/0000001446
Instrument	2022020241

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE GA
Recording Date	May 6, 2022
Property Address	963 DUNCAN TER, CANTON, GA 30115-1824
Document Number	0147901443
Book / Page	14790 / 1443
Instrument Date	May 6, 2022
Instrument	2022-005656
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 DUNCAN TER, CANTON, GA 30115-1824

Mortgage

Document Number	2022020241
Date	May 6, 2022
Instrument	2022020241

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 963 Duncan Ter was $10,261 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Municipality	Holly Springs City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,261.00 Homeowner's exemption	$211,360 Land $34,000 Building $177,360	$528,400 Land $85,000 Building $443,400
2023		$183,600 (+5.93%) Land $29,935 Building $153,665	$459,000 (+5.93%) Land $74,838 Building $384,162
2022	$1,281.00 Homeowner's exemption Senior Citizen's exemption	$173,320 Land $28,000 Building $145,320	$433,300 Land $70,000 Building $363,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 963 Duncan Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 963 Duncan Ter is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY serves 224,427 people · EPA ID GA0570002
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: T-Mobile.

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