Cherokee County property record for 975 David St, Centre, AL 35960 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1974 |
| Square Footage | 1,864 sqft Living Area |
| Lot Size | 19,602 sqft (0.45 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $604.00 (2025) |
| Primary APN | 13-14-05-21-4-002-011.000 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,864 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 19,602 sqft (0.45 acres) |
| Porch | Open Porch |
| Porch Area | 120 sqft Porch |
| Account Number | 21624 |
|---|---|
| Street Address | 975 DAVID ST |
| City | CENTRE |
| State | AL |
| Zip | 35960-1713 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK C JOHNSON SD PB 4 PG 33 |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | CHEROKEE AL |
| Minor Civil Division | CENTRE |
| Census Blockgroup | 4 |
| Census Block | 4023 |
| Census Tract | 955900 |
Source: Cherokee County records · APN 13-14-05-21-4-002-011.000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 975 DAVID ST, CENTRE, AL 35960-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Oct 04, 2018 | Deed of Trust, Mortgage · Stand Alone First Mortgage REGIONS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2008 |
| Deed Sale | May 30, 2008 |
| Deed Doc Number | 154432 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 975 DAVID ST, CENTRE, AL 35960-1713 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 220821 |
|---|---|
| Date | Oct 07, 2021 |
| Instrument | 220821 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 975 DAVID ST, CENTRE, AL 35960-1713 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2018 |
| Name | Verified Name |
|---|
| Document Number | 204718 |
|---|---|
| Date | Oct 04, 2018 |
| Instrument | 204718 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | CENTRE, AL 35960 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $604.00 Homeowner's exemption | $13,980 (-) Land $560 Building $13,420 | $139,700 (-) Land $5,500 Building $134,200 |
| 2024 | $604.00 (+1.34%) Additional exemption filed | $13,980 (+1.16%) Land $560 Building $13,420 | $139,700 (+1.09%) Land $5,500 Building $134,200 |
| 2023 | $596.00 Homeowner's exemption | $13,820 (-) | $138,200 (-) Land $4,000 Building $134,200 |
| 2022 | $596.00 Homeowner's exemption | $13,820 Land $400 Building $13,420 | $138,200 Land $4,000 Building $134,200 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 60% of the US · above 78% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 556 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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