Cherokee County property record for 625 David St, Centre, AL 35960 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,771 sqft · built 1960 |
| Lot Size | 0.668 acres (29,090 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Jan 2020) |
| Tax Bill | $1,067 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-05-21-1-006-015.000 |
| Primary APN | 13-14-05-21-1-006-015.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,771 sqft Living Area |
| 1st Floor Area | 2,771 sqft |
| Basement Area | 2,771 sqft |
| Unfinished Basement | 2,771 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 29,090 sqft (0.668 acres) |
| Porch | Slab |
| Porch Area | 373 sqft |
| Account Number | 209040 |
|---|---|
| Street Address | 625 DAVID ST |
| City | CENTRE |
| State | AL |
| Zip | 35960-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 15 THRU 17, BLOCK 3, MCSPADDEN HGTS S/D, PB 4/5 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 21 |
| Legal Subdivision | MCSPADDEN HGTS |
| Legal Block | 3 |
| Legal Lot Number | 15-17 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 955900 |
Source: Cherokee County records · APN 13-14-05-21-1-006-015.000
Assessment roll updated December 1, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 625 DAVID ST, CENTRE, AL 35960-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Feb 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 02, 2020 | Warranty Deed, Transfer · FHA Mortgage PEOPLES BANK OF ALABAMA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2020 · Amount on Record |
| Deed Sale | Jan 02, 2020 · Amount on Record |
| Deed Document Number | 2020210454 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Apr 01, 2026 |
| Property Address | 625 DAVID ST, CENTRE, AL 35960-1707 |
| Document Number | 0000243064 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 2026243064 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 625 DAVID ST, CENTRE, AL 35960-1707 |
| Document Number | 0000243064, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 2026243064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 15, 2046 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 625 DAVID ST, CENTRE, AL 35960-1707 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000222712 |
|---|---|
| Date | Feb 09, 2022 |
| Instrument | 222712 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Feb 01, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jan 02, 2020 |
| Property Address | 625 DAVID ST, CENTRE, AL 35960-1707 |
| Document Number | 0000210454 |
| Map Reference | PB 4 PG 5 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 210454 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 625 DAVID ST, CENTRE, AL 35960-1707 |
| Document Number | 0000210455 |
|---|---|
| Date | Jan 02, 2020 |
| Instrument | 210455 |
| Name | PEOPLES BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,067.00 Homeowner's exemption | $23,840 (+1.45%) Land $340 Building $23,500 | $238,200 (-) Land $3,300 Building $234,900 |
| 2024 | $1,067.00 Additional exemption filed | $23,500 (-) Building $23,500 | $238,200 (-) Land $3,300 Building $234,900 |
| 2023 | $1,067.00 (-52.34%) | $23,500 (-50.67%) | $238,200 (-) Land $3,300 Building $234,900 |
| 2022 | $2,239.00 | $47,640 Land $660 Building $46,980 | $238,200 Land $3,300 Building $234,900 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199559004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 63% of the US · above 82% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 457 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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