Cottonwood County property record for 975 20th St, Windom, MN 56101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,048 sqft · built 1978 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,552 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-452-0020 |
| Primary APN | 25-452-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Foyer |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | Deck Area |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 975 20TH ST |
|---|---|
| City | WINDOM |
| State | MN |
| Zip | 56101-1134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | KNAUSS DYN VIEW ADD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | WINDOM |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 270300 |
Source: Cottonwood County records · APN 25-452-0020
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 975 20TH ST, WINDOM, MN 56101-1134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Cottonwood County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| Municipality | Windom City |
| Unified School District | Windom Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,300 (-4.39%) Land $24,500 Building $138,800 | $163,300 (-4.39%) Land $24,500 Building $138,800 | |
| 2025 | $2,552.00 (+6.42%) | ||
| 2023 | $2,398.00 | $170,800 Land $24,500 Building $146,300 | $170,800 Land $24,500 Building $146,300 |
Source: FEMA National Flood Hazard Layer, Cottonwood County (27033C), as of December 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270332703002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| City of Windom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Midcontinent Communications.
Based on FCC filings for 98 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1170006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Windom serves 4,646 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Copper | 1.47 mg/L (2016–2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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