Cottonwood County property record for 865 20th St, Windom, MN 56101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,032 sqft · built 1971 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $157,000 (Nov 2024) |
| Tax Bill | $3,286 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-617-0020 |
| Primary APN | 25-617-0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 608 sqft |
| Finished Basement | 608 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Patio Area | 337 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 865 20TH ST |
|---|---|
| City | WINDOM |
| State | MN |
| Zip | 56101-1132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PFLUGHAUPT ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | WINDOM |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 270300 |
Source: Cottonwood County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 865 20TH ST, WINDOM, MN 56101-1132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2024 · Amount on Record |
| Deed Sale | Nov 13, 2024 · Amount on Record |
| Deed Document Number | 20241711422 |
| Record Updated | Oct 29, 2026 |
Source: Cottonwood County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| Municipality | Windom City |
| Unified School District | Windom Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,286.00 | $181,900 (-4.01%) Land $27,300 Building $154,600 | $181,900 (-4.01%) Land $27,300 Building $154,600 |
| 2025 | $3,286.00 (+17.69%) | ||
| 2023 | $2,792.00 | $189,500 Land $27,300 Building $162,200 | $189,500 Land $27,300 Building $162,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Windom serves 4,646 people · EPA ID MN1170006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Copper | 1.47 mg/L (2016–2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windomnet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Midco.
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