975 1st St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 975 1st St, Gilroy, CA 95020 · Last verified August 2026

Property Summary

Property TypeMulti-Family Dwellings
Details103,974 sqft · built 2022
Lot Size3.9 acres (169,884 sqft)
OwnerCompany Name on File
Last Sale$5,250,000 (Mar 2021)
Tax Bill$5,842 (2025)
Deeds & MortgagesNov 2023 Mortgage
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN790-21-041

Property Details

APN / Parcel Number

Primary APN790-21-041

Interior

Units120 Units
Stories3 Stories
Building Area103,974 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleCustom Design
Construction TypeWood
Lot Area169,884 sqft
Garage Area99 sqft

Location & Zoning

Street Address975 1ST ST
CityGILROY
StateCA
Zip95020-4875
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionLOT 2
Legal Lot Number2
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2007
Census Tract512505

Owner

Source: Santa Clara County records · APN 790-21-041

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1700 S EL CAMINO REAL, 400, SAN MATEO, CA 94402-3050
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Deed of Trust, Mortgage · Commercial Mortgage
CITIBANK NA
Mar 11, 2021Deed of Trust, Mortgage · Commercial Mortgage
CITIBANK NA
Mar 11, 2021Grant Deed, Transfer · Commercial Mortgage
CALIFORNIA PUBLIC FINANCE AUTHORITY
Dec 15, 2020Grant Deed, Transfer · Commercial Mortgage
CENTURY HOUSING CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 11, 2021 · Amount on Record
Deed SaleMar 11, 2021 · Amount on Record
Prior SaleDec 15, 2020 · Amount on Record
Deed Document Number202124869877
Prior Transfer DateFeb 09, 2021
Prior Transfer Doc0024869877
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address975 1ST ST, GILROY, CA 95020-4875
Transaction TypeMortgage
Record UpdatedDec 06, 2023
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 S EL CAMINO REAL 400, 400, SAN MATEO, CA 94402-3050

Mortgage

Document Number0025560880
DateNov 17, 2023
Instrument25560880
Lender
NameCITIBANK NA
TypeBank
AddressNEW YORK, NY 10013
Agreement
TypeCommercial Mortgage

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address975 1ST ST, GILROY, CA 95020-4875
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 S EL CAMINO REAL 400, 400, SAN MATEO, CA 94402-3050

Mortgage

Document Number0024869881
DateMar 11, 2021
Instrument24869881
Lender
NameCITIBANK NA
TypeBank
AddressNEW YORK, NY 10013
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term217 Months
DueApr 01, 2039

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateMar 11, 2021
Property Address975 1ST ST, GILROY, CA 95020-4875
Document Number0024869877
Map ReferenceMB 686 PG 15
Instrument DateFeb 09, 2021
Instrument24869877
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 S EL CAMINO REAL STE 400, 400, SAN MATEO, CA 94402-3050

Mortgage

Document Number0024869879
DateMar 11, 2021
Instrument24869879
Lender
NameCALIFORNIA PUBLIC FINANCE AUTHORITY
TypeGovernment Agency
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term385 Months
DueApr 01, 2053

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateDec 15, 2020
Property Address975 1ST ST, GILROY, CA 95020-4875
Document Number0024748550
Map ReferenceMB 686 PG 15
Instrument DateNov 30, 2020
Instrument24748550
Transaction TypeTransfer
Record UpdatedOct 13, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 GEARY ST # 5025, 5025, SAN FRANCISCO, CA 94108-5704

Mortgage

Document Number0024748551
DateDec 15, 2020
Instrument24748551
Lender
NameCENTURY HOUSING CORPORATION
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$46,083,593 (+2%) Land $9,253,733 Building $36,829,860
2025$5,842.00 (+39%) Additional exemption filed$45,179,994 (+727.15%) Land $9,072,288 Building $36,107,706
2023$4,203.00 (+1,221.7%) Additional exemption filed$5,462,100 Land $5,462,100
2022$318.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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