Santa Clara County property record for 951 1st St, Gilroy, CA 95020
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,794 sqft · built 2008 |
| Lot Size | 0.46 acres (20,037 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $6,823 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 790-21-008 |
| Primary APN | 790-21-008 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,794 sqft Total Area |
| 1st Floor Area | 2,794 sqft |
| Elevator | Elevator |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 20,037 sqft (0.46 acres) |
| Cooling System | None |
|---|
| Street Address | 951 1ST ST |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-4816 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C1 |
| Legal Description | LOT 4 |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 512505 |
Source: Santa Clara County records · APN 790-21-008
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1624 CALABRESE WAY, GILROY, CA 95020-3702 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 19, 2018 | Deed of Trust, Mortgage PINNACLE BK |
| Jul 19, 2018 | Deed of Trust, Mortgage PINNACLE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 951 1ST ST, GILROY, CA 95020-4816 |
| Document Number | 0024001534 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 951 1ST ST GILROY CA 950204816, GILROY, CA 95020-4816 |
| Document Number | 0024001534 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 24001534 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | GILROY, CA 92502 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 951 1ST ST, GILROY, CA 95020-4816 |
| Document Number | 0024001536 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 590 FREMONT ST MONTEREY CA 939403216, MONTEREY, CA 93940-3216 |
| Document Number | 0024001536 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 24001536 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | GILROY, CA 95020 |
| Amount | Amount Recorded |
|---|
Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $539,383 (+2%) Land $40,255 Building $499,128 | |
| 2025 | $6,823.00 (+1.62%) | $528,808 (+4.04%) Land $39,466 Building $489,342 |
| 2024 | $6,714.00 (+0.64%) | |
| 2023 | $6,671.00 (+1.79%) | $508,277 Land $37,935 Building $470,342 |
| 2022 | $6,554.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: AT&T, California Internet, Frontier.
Based on FCC filings for 521 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GILROY serves 59,426 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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