97484 Blackbeards Way, Yulee, FL 32097 Property Records

Nassau County property record for 97484 Blackbeards Way, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 864 sqft · built 1969
Lot Size	0.326 acres (14,179 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Sep 2020)
Tax Bill	$3,871 (2025)
Deeds & Mortgages	May 2018 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`43-3N-28-509A-0059-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509A-0059-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,179 sqft (0.326 acres)
Garage Type	Carport
Garage Area	361 sqft
Carport	Carport
Carport Area	361 sqft
Deck Area	Deck Area
Patio Area	766 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97484 BLACKBEARDS WAY
City	YULEE
State	FL
Zip	32097-5071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	PT LOT 59 IN OR 2393/1428 PIRATES WOOD 1 UNR
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD
Legal Lot Number	59
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1016
Census Tract	50308

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97484 BLACKBEARDS WAY, YULEE, FL 32097-5071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2018	Deed of Trust, Mortgage · Commercial Mortgage SOUTHEASTERN BANK
Sep 21, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Sep 21, 2020 · Amount on Record
Deed Document Number	202045029904
Deed Book / Page	2393 / 1428
Prior Transfer Date	Aug 21, 2015
Prior Transfer Doc	0020001339
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97484 BLACKBEARDS WAY, YULEE, FL 32097-5071
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021921986
Date	May 1, 2018
Book Page	2192/1986
Instrument	201813083

Lender

Name	SOUTHEASTERN BANK
Type	Bank
Address	HILLIARD, FL 32046

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Apr 13, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 21, 2020
Property Address	97484 BLACKBEARDS WAY, YULEE, FL 32097-5071
Document Number	0023931428
Book / Page	2393 / 1428
Instrument Date	Sep 15, 2020
Instrument	202045029904
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	GUARDIAN TITLE & TRUST INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97260 PIRATES POINT RD, 97260, YULEE, FL 32097-1402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97484 BLACKBEARDS WAY, YULEE, FL 32097-5071

Mortgage

Document Number	0023931430
Date	Sep 21, 2020
Instrument	2393/1430

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,871.00 (+4.68%)	$296,197 (+3.11%) Land $110,000 Building $186,197	$296,197 (+3.11%) Land $110,000 Building $186,197
2024	$3,698.00 (+4.14%)	$287,268 (+2.84%) Land $110,000 Building $177,268	$287,268 (+2.84%) Land $110,000 Building $177,268
2023	$3,551.00 (+33.15%)	$279,322 (+43.36%) Land $110,000 Building $169,322	$279,322 (+43.36%) Land $110,000 Building $169,322
2022	$2,667.00	$194,841 Land $66,000 Building $128,841	$194,841 Land $66,000 Building $128,841

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 475 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	475 in force
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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