97428 Blackbeards Way, Yulee, FL 32097 Property Records

Nassau County property record for 97428 Blackbeards Way, Yulee, FL 32097 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,361 sqft · built 2004
Lot Size	0.664 acres (28,930 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Mar 2026)
Tax Bill	$8,377 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2025 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`43-3N-28-509A-0056-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509A-0056-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,361 sqft Living Area
Gross Area	4,049 sqft
1st Floor Area	2,908 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	28,930 sqft (0.664 acres)
Garage Type	Attached
Garage Area	688 sqft
Porch	Florida Room
Porch Area	633 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97428 BLACKBEARDS WAY
City	YULEE
State	FL
Zip	32097-5071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 & S-1 OF LOT 55 IN OR 2505/965 PIRATES WOOD 1 UNR
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD
Legal Lot Number	A0056
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1016
Census Tract	50308

Owner

Source: Nassau County records · APN 43-3N-28-509A-0056-0000

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	97428 BLACKBEARDS WAY, YULEE, FL 32097-5071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 09, 2026	Warranty Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC
Nov 04, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 04, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 22, 2017	Quit Claim Deed, Transfer GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TR INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2026 · Amount on Record
Deed Sale	Mar 09, 2026 · Amount on Record
Prior Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	20266970
Deed Book / Page	2852 / 753
Prior Transfer Date	Mar 03, 2017
Prior Transfer Doc	0021080122
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 09, 2026
Property Address	97428 BLACKBEARDS WAY, YULEE, FL 32097-5071
Document Number	0028520753
Book / Page	2852 / 753
Instrument Date	Feb 27, 2026
Instrument	202645006970
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8685 BAYMEADOWS RD E # E910, E910, JACKSONVILLE, FL 32256-3999

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97428 BLACKBEARDS WAY, YULEE, FL 32097-5071
Investor	Possibly a Property Investor

Mortgage

Document Number	0028520756
Date	Mar 09, 2026
Book Page	2852/756
Instrument	202645006971

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2046

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97428 BLACKBEARDS WAY, YULEE, FL 32097-5071
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97428 BLACKBEARDS WAY, YULEE, FL 32097-5071

Mortgage

Document Number	0028261892
Date	Nov 04, 2025
Book Page	2826/1892
Instrument	202545033404

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 29, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Oct 15, 2021
Property Address	97428 BLACKBEARDS WAY, YULEE, FL 32097-5071
Document Number	0025050965
Book / Page	2505 / 965
Instrument Date	Oct 14, 2021
Instrument	202145038593
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,762.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 895, YULEE, FL 32041-0895

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	97428 BLACKBEARDS WAY, YULEE, FL 32097-5071

Mortgage

Document Number	2505967
Date	Oct 15, 2021
Instrument	2505/967

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97428 BLACKBEARDS WAY, YULEE, FL 32097-5071
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021110878
Date	Apr 04, 2017
Book Page	2111/0878
Instrument	201710004

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 22, 2017
Property Address	97428 BLACKBEARDS WAY, YULEE, FL 32097-5071
Document Number	0021080122
Book / Page	002108 / 000122
Instrument Date	Mar 21, 2017
Instrument	8319
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TR INC

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97428 BLACKBEARDS WAY YULEE FL 320975071, YULEE, FL 32097-5071

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,377.00 (+3.93%)	$568,963 (+0.58%) Land $115,000 Building $453,963	$568,963 (+0.58%) Land $115,000 Building $453,963
2024	$8,060.00 (+4.73%)	$565,694 (+3.38%) Land $115,000 Building $450,694	$565,694 (+3.38%) Land $115,000 Building $450,694
2023	$7,696.00 (+28.48%)	$547,220 (+37.43%) Land $115,000 Building $432,220	$547,220 (+37.43%) Land $115,000 Building $432,220
2022	$5,990.00	$398,183 Land $69,000 Building $329,183	$398,183 Land $69,000 Building $329,183

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 475 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	475 in force
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024, river or lake flooding, Hurricane Helene
Claims By Storm	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 17 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 725 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Blackbeards Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures