Nassau County property record for 97482 Pirates Way, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,292 sqft · built 1989 |
| Lot Size | 1.22 acres (53,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $163,000 (Mar 1997) |
| Tax Bill | $3,182 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 43-3N-28-509D-0059-0000 |
| Primary APN | 43-3N-28-509D-0059-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,292 sqft Heated Area |
| Gross Area | 2,974 sqft |
| 1st Floor Area | 2,292 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 53,499 sqft (1.22 acres) |
| Garage Area | 440 sqft |
| Pool Area | 30 sqft |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 682 sqft |
| Patio Area | 384 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 97482 PIRATES WAY |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-2496 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | LOTS 59 & 60 IN OR 788/1103 PIRATES WOOD 4 UNR |
| Legal Range | 28E |
| Legal Township | 03N |
| Legal Section | 43 |
| Legal Subdivision | PIRATES WOOD 4 |
| Legal Lot Number | 59,60 60 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50308 |
97482 Pirates Way is owned and occupied by two individuals who bought it in March 1997.
Source: Nassau County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97482 PIRATES WAY, YULEE, FL 32097-2496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 1997 · Amount on File |
| Deed Sale | Mar 26, 1997 · Amount on File |
| Deed Document Number | 0007881103 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 97482 Pirates Way was $3,182 with a homeowner's exemption.
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,182.00 Homeowner's exemption | $247,676 | $672,825 Land $340,000 Building $332,825 |
| 2023 | $3,093.00 Homeowner's exemption | $233,685 | $557,874 Land $289,000 Building $268,874 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97482 Pirates Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 475 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 475 in force |
| Nearby Flood Claims | 25 (2016–2024) |
| Claims Outside the SFHA | 4 of 25 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97482 Pirates Way is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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