97439 Pirates Way, Yulee, FL 32097 Property Records

Nassau County property record for 97439 Pirates Way, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,341 sqft · built 1987
Lot Size	1.15 acres (50,401 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2021)
Tax Bill	$3,394 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`43-3N-28-509C-0048-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509C-0048-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,341 sqft Living Area
Gross Area	2,917 sqft
1st Floor Area	2,341 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	50,401 sqft (1.15 acres)
Garage Type	Attached
Garage Area	576 sqft
Pool Type	Spa / Hot Tub (No Pool)
Porch	Screened/Unfinished Porch
Porch Area	884 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97439 PIRATES WAY
City	YULEE
State	FL
Zip	32097-2495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOTS 48 & 49 IN OR 2466/1744 PIRATES WOOD 3 UNR
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD
Legal Lot Number	C0048
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1013
Census Tract	50308

Owner

97439 Pirates Way is owned and occupied by two individuals who bought it in June 2021.

Source: Nassau County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	97439 PIRATES WAY, YULEE, FL 32097-2495
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Jul 20, 2007 · Amount on File
Deed Document Number	202145020496
Deed Book / Page	2466 / 1744
Prior Transfer Date	Aug 15, 2018
Prior Transfer Doc	0022181726
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 2, 2021
Property Address	97439 PIRATES WAY, YULEE, FL 32097-2495
Document Number	0024661744
Book / Page	2466 / 1744
Instrument Date	May 28, 2021
Instrument	202145020496
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54017 TROTTER LN, 54017, CALLAHAN, FL 32011-3872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97439 PIRATES WAY, YULEE, FL 32097-2495

Mortgage

Document Number	24661746
Date	Jun 2, 2021
Instrument	2466/1746

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 20, 2018
Property Address	97439 PIRATES WAY, YULEE, FL 32097-2495
Document Number	0022181726
Book / Page	002218 / 001726
Instrument Date	Aug 15, 2018
Instrument	25924
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	97439 PIRATES WAY YULEE FL 320972495, YULEE, FL 32097-2495

Tax Assessment & Valuation

The 2025 property tax bill for 97439 Pirates Way was $3,394 with a homeowner's exemption, up 1.4% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,394.00 (+1.37%) Homeowner's exemption	$261,484 (+2.9%)	$479,773 (+7.57%) Land $170,000 Building $309,773
2024	$3,348.00 (+1.42%) Homeowner's exemption	$254,115 (+3%)	$446,020 (+2.55%) Land $170,000 Building $276,020
2023	$3,301.00 (+10.44%) Homeowner's exemption	$246,714 (+3%)	$434,949 (+42.74%) Land $170,000 Building $264,949
2022	$2,989.00 Homeowner's exemption	$239,528	$304,718 Land $102,000 Building $202,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97439 Pirates Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 475 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	475 in force
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97439 Pirates Way is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pirates Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures