9723 Spring Ridge Cir, Estero, FL 33928 Property Records

Lee County property record for 9723 Spring Ridge Cir, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,201 sqft · built 2000
Lot Size	0.353 acres (15,377 sqft)
Owner	2 Individual Names on File
Last Sale	$38,000 (Jun 1999)
Tax Bill	$3,209 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-46-25-E3-0700C.0100`

Property Details

APN / Parcel Number

Primary APN	`34-46-25-E3-0700C.0100`
Alternative APNs	`253446E30700C0100` `344625070000C0100` `10275916`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,201 sqft Living Area
Gross Area	4,158 sqft
1st Floor Area	2,437 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	15,377 sqft (0.353 acres)
Garage Type	Attached
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Florida Room
Porch Area	256 sqft
Patio Area	341 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10275916
Street Address	9723 SPRING RIDGE CIR
City	ESTERO
State	FL
Zip	33928-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	SPRING RIDGE I PB 42 PG 55 LOT 10
Legal Range	25E
Legal Township	46S
Legal Section	34
Legal Subdivision	SPRING RIDGE
Legal Tract	E3
Legal Block	1
Legal Lot Number	10
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	50306

Owner

Source: Lee County records · APN 34-46-25-E3-0700C.0100

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9723 SPRING RIDGE CIR, ESTERO, FL 33928-3237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 1999 · Amount on Record
Deed Sale	Jun 02, 1999 · Amount on Record
Deed Book / Page	3126 / 3164
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	9723 SPRING RIDGE CIR, ESTERO, FL 33928-3237
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9723 SPRING RIDGE CIR, ESTERO, FL 33928-3237

Mortgage

Document Number	0000165190
Date	May 17, 2022
Instrument	2022000165190

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,522 (+2.7%)	$561,703 (-2.22%) Land $98,014 Building $463,689
2025	$3,209.00 (+7.61%) Homeowner's exemption	$258,541 (+5.99%)	$574,444 (-2.92%) Land $117,572 Building $456,872
2023	$2,982.00 (-0.67%) Homeowner's exemption	$243,937 (+3.78%)	$591,746 (+3.68%) Land $98,390 Building $493,356
2022	$3,002.00 Homeowner's exemption	$235,060	$570,726 Land $69,495 Building $501,231

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 164 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	164 in force
Nearby Flood Claims	21 (1981–2023)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Mar 2023
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 10 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Lumen Technologies, TPC ACC Acquisition.

Based on FCC filings for 298 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.