9745 Royal Crest Cir, Frederick, MD 21704 Property Records

Frederick County property record for 9745 Royal Crest Cir, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,976 sqft · built 2002
Lot Size0.198 acres (8,619 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (Jul 2017)
Tax Bill$11,255 (2025)
Deeds & MortgagesJul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-224001

Property Details

APN / Parcel Number

Primary APN07-224001
Alternative APNs
  • 7224001
  • 224001

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,976 sqft Living Area
Gross Area5,376 sqft
1st Floor Area1,888 sqft
Basement Area1,520 sqft
Finished Basement1,520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,619 sqft (0.198 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area540 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number224001
Street Address9745 ROYAL CREST CIR
CityFREDERICK
StateMD
Zip21704-7801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 25031 SECT P3 8,619 SQ. FT. URBANA HIGHLANDS
Legal SubdivisionURBANA HIGHLANDS
Legal Lot Number25031
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1025
Census Tract752205

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9745 ROYAL CREST CIR, FREDERICK, MD 21704-7801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2017 · Amount on Record
Deed SaleJul 17, 2017 · Amount on Record
Prior SaleSep 8, 2009 · Amount on Record
Deed Document Number201711924-0217
Deed Book / Page11924 / 217
Record UpdatedOct 29, 2026

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJul 17, 2017
Property Address9745 ROYAL CREST CIR, FREDERICK, MD 21704-7801
Document Number0119240216
Book / Page011924 / 000216
Instrument DateJun 27, 2017
Transaction TypeTransfer
Record UpdatedAug 1, 2017
Title CompanyVILLAGE SETTLEMENTS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$585.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9745 ROYAL CREST CIR FREDERICK MD 217047801, FREDERICK, MD 21704-7801

Mortgage

Document Number119240225
DateJul 17, 2017
Book Page011924/000225
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 16, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$853,433 (+29.16%)$926,600 (+31.04%) Land $226,800 Building $699,800
2025$11,255.00 (+16.72%)
2023$9,643.00$660,733$707,100 Land $176,800 Building $530,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on Royal Crest Cir

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