Frederick County property record for 9735 Royal Crest Cir, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,516 sqft · built 2002 |
| Lot Size | 0.18 acres (7,851 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $431,885 (Oct 2002) |
| Tax Bill | $9,463 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-224060 |
| Primary APN | 07-224060 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,516 sqft Living Area |
| Gross Area | 3,956 sqft |
| 1st Floor Area | 2,068 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,851 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 432 sqft |
| Patio Area | 464 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 224060 |
|---|---|
| Street Address | 9735 ROYAL CREST CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 25036 SECT P3 7,851 SQ. FT. URBANA HIGHLANDS |
| Legal Subdivision | URBANA HIGHLANDS |
| Legal Lot Number | 25036 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 752205 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9735 ROYAL CREST CIR, FREDERICK, MD 21704-7801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2002 · Amount on Record |
| Deed Sale | Oct 2, 2002 · Amount on Record |
| Prior Sale | Jun 18, 2002 · Amount on Record |
| Deed Document Number | 20027734 |
| Deed Book / Page | 3271 / 425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9735 ROYAL CREST CIR, FREDERICK, MD 21704-7801 |
| Document Number | 0136850302 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9735 ROYAL CREST CIR FREDERICK MD 217047801, FREDERICK, MD 21704-7801 |
| Document Number | 0136850302 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 013685/000302 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 26, 2035 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $772,233 (+29.02%) | $838,300 (+30.96%) Land $226,400 Building $611,900 | |
| 2025 | $9,463.00 (+10.12%) | ||
| 2023 | $8,593.00 Homeowner's exemption | $598,533 | $640,100 Land $176,400 Building $463,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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