9744 Elsmere Dr, Parma (Cleveland), OH 44130 Property Records

Cuyahoga County property record for 9744 Elsmere Dr, Parma, OH 44130

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,728 sqft · built 1949
Lot Size	0.287 acres (12,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Sep 2017)
Tax Bill	$5,715 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`442-26-054`

Property Details

APN / Parcel Number

Primary APN	`442-26-054`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	802 sqft
2nd Floor Area	926 sqft
Basement Area	726 sqft
Finished Basement	363 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,541 sqft (0.287 acres)
Lot Dimensions	105 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	120 sqft
Deck Area	120 sqft
Gazebo	95 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	9744 ELSMERE DR
City	PARMA
State	OH
Zip	44130-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-A
Legal Description	S/R LOT 1 VOL 325 PG 54 FF 100.02 D 105.08 0.2879 AC OL 4 2004 S/R ADDITIONAL PARCEL 442-26-055 LISTED WITH MB442 PG26 MB325
Legal Subdivision	S/R ADD
Legal Lot Number	1
Jurisdiction	CUYAHOGA OH
Township / Civil Division	PARMA
Census Block Group	2
Census Block	2011
Census Tract	177103

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5550 HERITAGE OAKS DR, PENSACOLA, FL 32526-7859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 26, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Prior Sale	Nov 15, 2002 · Amount on Record
Deed Document Number	0009260462
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	9744 ELSMERE DR, PARMA, OH 44130-1627
Transaction Type	Mortgage
Record Updated	Dec 6, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9744 ELSMERE DR, CLEVELAND, OH 44130-1627

Mortgage

Document Number	0000000137
Date	Nov 21, 2023
Instrument	202311210137

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2038

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Sep 26, 2017
Property Address	9744 ELSMERE DR, PARMA, OH 44130-1627
Document Number	0009260462
Instrument Date	Sep 20, 2017
Instrument	9260462
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	ERIS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9744 ELSMERE DR PARMA OH 441301627, PARMA, OH 44130-1627

Mortgage

Document Number	9260463
Date	Sep 26, 2017
Instrument	9260463

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Parma City
Unified School District	Parma City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,715.00 (+3.18%) Homeowner's exemption	$101,120 (-) Land $16,170 Building $84,950
2024	$5,539.00 (+2.46%) Homeowner's exemption	$101,120 (+30.48%) Land $16,170 Building $84,950	$288,900 (+30.49%) Land $46,200 Building $242,700
2023	$5,406.00 (+0.86%) Homeowner's exemption	$77,500 (-) Land $16,140 Building $61,360
2022	$5,360.00 Homeowner's exemption	$77,500 Land $16,140 Building $61,360
2021			$221,400 Land $46,100 Building $175,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1987)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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