9704 Elsmere Dr, Parma (Cleveland), OH 44130 Property Records

Cuyahoga County property record for 9704 Elsmere Dr, Parma, OH 44130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,286 sqft · built 1941
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,000 (Jul 2026)
Tax Bill	$4,068 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`442-27-047`

Property Details

APN / Parcel Number

Primary APN	`442-27-047`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,286 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	661 sqft
2nd Floor Area	625 sqft
Basement Area	625 sqft
Finished Basement	312 sqft
Unfinished Basement	313 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	105 sqft
Deck Area	445 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9704 ELSMERE DR
City	CLEVELAND
State	OH
Zip	44130-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-A
Legal Description	4 EUREKAPK#2 0083 ALL
Legal Subdivision	EUREKAPK#2
Legal Lot Number	83
Jurisdiction	CUYAHOGA OH
Township / Civil Division	PARMA
Census Block Group	2
Census Block	2011
Census Tract	177103

Owner

Source: Cuyahoga County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9704 ELSMERE DR, CLEVELAND, OH 44130-1627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE CORPORATION
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 14, 2017	Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	20260716305
Prior Transfer Date	Sep 1, 1993
Prior Transfer Doc	3941000024
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 16, 2026
Property Address	9704 ELSMERE DR, CLEVELAND, OH 44130-1627
Document Number	0000000305
Instrument Date	Jul 13, 2026
Instrument	2026305
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	INFINITY HM TITLE, INFINITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,504.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	9704 ELSMERE DR, CLEVELAND, OH 44130-1627

Mortgage

Document Number	0000000306,
Date	Jul 16, 2026
Instrument	202616306

Lender

Name	GOLD STAR MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Nov 17, 2021
Property Address	9704 ELSMERE DR, PARMA, OH 44130-1627
Document Number	0000000618
Map Reference	VOL 134 PG 38
Instrument Date	Nov 10, 2021
Instrument	202111170618
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9704 ELSMERE DR, PARMA, OH 44130-1627

Mortgage

Document Number	0000000619
Date	Nov 17, 2021
Instrument	202111170619

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Aug 14, 2017
Property Address	9704 ELSMERE DR, PARMA, OH 44130-1627
Document Number	0008140645
Instrument Date	Aug 11, 2017
Instrument	8140645
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	CLEVELAND HOME TITLE INC, CLEVELAND HM TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$532.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9704 ELSMERE DR PARMA OH 441301627, PARMA, OH 44130-1627

Mortgage

Document Number	8140646
Date	Aug 14, 2017
Instrument	8140646

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Parma City
Unified School District	Parma City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,068.00 (+3.41%) Homeowner's exemption	$71,820 (-) Land $12,670 Building $59,150	$205,200 (-) Land $36,200 Building $169,000
2024	$3,934.00 (+2.13%) Homeowner's exemption	$71,820 (+30.51%) Land $12,670 Building $59,150	$205,200 (+30.53%) Land $36,200 Building $169,000
2023	$3,852.00 (+0.92%) Homeowner's exemption	$55,030 (-) Land $12,500 Building $42,530
2022	$3,817.00 Homeowner's exemption	$55,030 Land $12,500 Building $42,530
2021			$157,200 Land $35,700 Building $121,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1987)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elsmere Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures