9741 Ditch Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 9741 Ditch Rd, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,959 sqft · built 1982
Lot Size	5.07 acres (220,849 sqft)
Owner	Individual Name on Record
Tax Bill	$9,275 (2024)
Deeds & Mortgages	Aug 2020 Line of Credit Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-10-000-042.004-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-10-000-042.004-018`
Alternative APNs	`291310000042004034` `1713100000042004`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	4,959 sqft Living Area
1st Floor Area	2,792 sqft
2nd Floor Area	2,167 sqft
Basement Area	2,792 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Other
Roof Material	Other
Lot Area	220,849 sqft (5.07 acres)
Garage Type	Attached
Garage Area	1,124 sqft
Parking Spaces	4 Parking Spaces
Pool Area	648 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713100000042004
Old Parcel Number	291310000042004034
Street Address	9741 DITCH RD
City	CARMEL
State	IN
Zip	46032-8897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 5.07, SECTION 10, TOWNSHIP 17, RANGE 3
Legal Range	03
Legal Township	17
Legal Section	10
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1018
Census Tract	111103

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9741 DITCH RD, CARMEL, IN 46032-8897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Line of Credit THE PEOPLES STATE BANK
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES STATE BANK
Aug 5, 2020	Deed of Trust, Mortgage · Line of Credit THE PEOPLES STATE BANK
Jun 4, 2018	Trustee's Deed, Construction Loan · Construction Mortgage REPUBLIC BK&TR
Apr 18, 2018	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/INDIANAPOLIS
Apr 28, 2017	Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2024
Deed Sale	Aug 16, 2024
Prior Sale	Apr 28, 2017
Deed Document Number	2024030596
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9741 DITCH RD, CARMEL, IN 46032-8897
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052266
Date	Aug 6, 2020
Instrument	2020052266

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	47428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9741 DITCH RD, CARMEL, IN 46032-8897
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052265
Date	Aug 6, 2020
Instrument	2020052265

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9741 DITCH RD, CARMEL, IN 46032-8897
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052018
Date	Aug 5, 2020
Instrument	2020052018

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 4, 2018
Property Address	9741 DITCH RD, CARMEL, IN 46032-8897
Instrument Date	May 3, 2018
Instrument	24103
Transaction Type	Construction Loan
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9741 DITCH RD CARMEL IN 460328897, CARMEL, IN 46032-8897

Mortgage

Document Number	0000024103
Date	Jun 4, 2018
Instrument	24103

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	601 W MARKET ST, LOUISVILLE, KY 40202-2745

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 3, 2019

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9741 DITCH RD, CARMEL, IN 46032-8897
Document Number	0000018149
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9741 DITCH RD CARMEL IN 460328897, CARMEL, IN 46032-8897

Mortgage

Document Number	0000018149
Date	Apr 30, 2018
Instrument	18149

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 29, 2023

Interest

Rate Type	Adjustable Rate

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 28, 2017
Property Address	9741 DITCH RD, CARMEL, IN 46032-8897
Document Number	2017018540
Instrument Date	Apr 27, 2001
Instrument	2017018540
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9741 DITCH RD, CARMEL, IN 46032-8897

Mortgage

Document Number	2017018541
Date	Apr 28, 2017
Instrument	2017018541

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,186,800 (+74.84%) Land $397,500 Building $789,300	$1,186,800 (+74.84%) Land $397,500 Building $789,300
2024	$9,275.00 (+1.18%)	$678,800 (-) Land $298,100 Building $380,700	$678,800 (-) Land $298,100 Building $380,700
2023	$9,167.00 (+3.33%) Homeowner's exemption	$678,800 (+8.14%) Land $298,100 Building $380,700	$678,800 (+8.14%) Land $298,100 Building $380,700
2022	$8,872.00 Homeowner's exemption	$627,700 Land $298,100 Building $329,600	$627,700 Land $298,100 Building $329,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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