10101 Ditch Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 10101 Ditch Rd, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 6,392 sqft · built 1957
Lot Size	10.1 acres (443,005 sqft)
Owner	Individual Name on File
Last Sale	$2,940,934 (Sep 2025)
Tax Bill	$18,217 (2024)
Deeds & Mortgages	Jul 2025 Line of Credit Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-13-10-000-042.001-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-10-000-042.001-018`
Alternative APNs	`291310000042001034` `1713100000042001`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	6,392 sqft Living Area
1st Floor Area	3,576 sqft
Basement Area	524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Other
Foundation Type	Raised
Roof Material	Other
Lot Area	443,005 sqft (10.1 acres)
Garage Type	Mixed
Garage Area	1,704 sqft
Parking Spaces	7 Parking Spaces
Pool Area	800 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713100000042001
Old Parcel Number	291310000042001034
Street Address	10101 DITCH RD
City	CARMEL
State	IN
Zip	46032-8897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 10.17, SECTION 10, TOWNSHIP 17, RANGE 3
Legal Range	03
Legal Township	17
Legal Section	10
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1018
Census Tract	111103

Owner

10101 Ditch Rd is owned by an individual who bought it in September 2025.

Source: Hamilton County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 90408, INDIANAPOLIS, IN 46290-0408
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2025	Deed of Trust, Mortgage · Line of Credit THE NATIONAL BANK OF INDIANAPOLIS
Sep 25, 2025	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on File
Deed Sale	Sep 25, 2025 · Amount on File
Prior Sale	Oct 29, 2014
Deed Document Number	2025041209
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10101 DITCH RD, CARMEL, IN 46032-8897
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026329
Date	Jul 2, 2025
Instrument	2025026329

Lender

Name	THE NATIONAL BANK OF INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jun 26, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 25, 2025
Property Address	10101 DITCH RD, CARMEL, IN 46032-8897
Document Number	0000041209
Instrument Date	Sep 23, 2025
Instrument	2025041209
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 90408, INDIANAPOLIS, IN 46290-0408

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,254,500 (+3.79%) Land $754,400 Building $500,100	$1,254,500 (+3.79%) Land $754,400 Building $500,100
2024	$18,217.00 (-1.62%)	$1,208,700 (-) Land $754,400 Building $454,300	$1,208,700 (-) Land $754,400 Building $454,300
2023	$18,517.00 (+2.7%) Homeowner's exemption	$1,208,700 (+6.79%) Land $754,400 Building $454,300	$1,208,700 (+6.79%) Land $754,400 Building $454,300
2022	$18,030.00 Homeowner's exemption	$1,131,900 Land $713,300 Building $418,600	$1,131,900 Land $713,300 Building $418,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10101 Ditch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10101 Ditch Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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