Calvert County property record for 9740 Smith Way, Dunkirk, MD 20754 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1991 |
| Square Footage | 2,240 sqft Total Area |
| Lot Size | 48,787 sqft (1.12 acres) |
| Garage | Attached, 484 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $217,100 (1991) |
| Tax Bill | $5,171.00 (2025) |
| Primary APN | 03-120716 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,240 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 48,787 sqft (1.12 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Deck Area | 120 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 120716 |
|---|---|
| Street Address | 9740 SMITH WAY |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-3010 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 13 PLAT 1 SMITHVILLE |
| Legal Subdivision | SMITHVILLE 01 |
| Legal Lot Number | 13 |
| Jurisdiction | CALVERT MD |
| Minor Civil Division | 3, SUNDERLAND |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 860103 |
Source: Calvert County records · APN 03-120716
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9740 SMITH WAY, DUNKIRK, MD 20754-3010 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 08, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 15, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 1991 · Amount on Record |
| Deed Sale | Nov 14, 1991 · Amount on Record |
| Deed Book / Page | 579 / 358 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 9740 SMITH WAY, DUNKIRK, MD 20754-3010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE INSURANCE POLICY |
| Name | Verified Name |
|---|
| Document Number | 0053280406 |
|---|---|
| Date | Mar 08, 2019 |
| Book Page | 5328/406 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 12, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 9740 SMITH WAY, DUNKIRK, MD 20754-3010 |
| Document Number | 0056380132 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 9740 SMITH WAY DUNKIRK MD 207543010, DUNKIRK, MD 20754-3010 |
| Document Number | 0056380132 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 005638/000132 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 09, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $467,367 (+12.02%) | $484,700 (+5.67%) Land $171,200 Building $313,500 | |
| 2025 | $5,171.00 (+19.28%) | ||
| 2023 | $4,335.00 Homeowner's exemption | $417,233 | $458,700 Land $171,200 Building $287,500 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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