Calvert County property record for 9725 Smith Way, Dunkirk, MD 20754 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1997 |
| Square Footage | 2,557 sqft Total Area |
| Lot Size | 68,389 sqft (1.57 acres) |
| Garage | Built-in, 529 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $218,915 (1997) |
| Tax Bill | $5,477.00 (2025) |
| Primary APN | 03-120791 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,557 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 68,389 sqft (1.57 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Built-in |
| Garage Area | 529 sqft Garage |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 120791 |
|---|---|
| Street Address | 9725 SMITH WAY |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-3010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 20 PLAT 2 SMITHVILLE |
| Legal Subdivision | SMITHVILLE |
| Legal Lot Number | 20 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 860103 |
Source: Calvert County records · APN 03-120791
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9725 SMITH WAY, DUNKIRK, MD 20754-3010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 1997 · Amount on Record |
| Deed Sale | Jun 19, 1997 · Amount on Record |
| Deed Document Number | 19973239 |
| Deed Book / Page | 959 / 338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 11, 2026 |
| Property Address | 9725 SMITH WAY, DUNKIRK, MD 20754-3010 |
| Document Number | 6899000001 |
| Book / Page | 6899 / 1 |
| Instrument Date | Apr 01, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 9725 SMITH WAY, DUNKIRK, MD 20754-3010 |
| Investor | Possibly a Property Investor |
| Document Number | 6899000001, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 6899/1 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 01, 2066 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,467 (+1.94%) | $515,400 (+5.83%) Land $175,700 Building $339,700 | |
| 2025 | $5,477.00 (+19.25%) | $487,000 (+10.16%) Land $175,700 Building $311,300 | $487,000 (-) Land $175,700 Building $311,300 |
| 2023 | $4,593.00 | $442,067 | $487,000 Land $175,700 Building $311,300 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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