Cook County property record for 9740 Elm Ter, Des Plaines, IL 60016
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,515 sqft · built 1992 |
| Lot Size | 0.797 acres (34,717 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,885 (2023) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-10-301-034 |
| Primary APN | 09-10-301-034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,515 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Multi-Level |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 34,717 sqft (0.797 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 9740 ELM TER |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 12E |
| Legal Township | 41N |
| Legal Section | 10 |
| Jurisdiction | COOK IL |
| Township / Civil Division | MAINE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 806104 |
9740 Elm Ter is owned and occupied by an individual who acquired it in November 2013.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9740 ELM TER, DES PLAINES, IL 60016-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 27, 2013 |
| Transfer Doc | 0000049022 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9740 ELM TER, DES PLAINES, IL 60016-1514 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9740 ELM TER, DES PLAINES, IL 60016-1514 |
| Document Number | 0025513118 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 2225513118 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Aug 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Maine Township |
| Elementary School District | East Maine School District 63 (PK - 08) |
| Secondary School District | Maine Township High School District 207 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $60,000 Land $27,774 Building $32,226 | $600,000 Land $277,740 Building $322,260 | |
| 2023 | $10,885.00 (+5.67%) | ||
| 2022 | $10,301.00 Homeowner's exemption Senior Citizen's exemption | $47,892 Land $22,566 Building $25,326 | $478,920 Land $225,660 Building $253,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9740 Elm Ter in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2007–2013) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9740 Elm Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA ILLINOIS-NORTH MAINE UTILITIES private · serves 30,043 people · EPA ID IL0315350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
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