9681 Elm Ter, Des Plaines, IL 60016 Property Records

Cook County property record for 9681 Elm Ter, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,573 sqft · built 2000
Lot Size	0.773 acres (33,672 sqft)
Owner	Individual Name on File
Last Sale	$975,000 (Nov 2021)
Tax Bill	$18,353 (2023)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-10-301-085`

Property Details

APN / Parcel Number

Primary APN	`09-10-301-085`
Alternative APN	`09-10-301-085-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,573 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	33,672 sqft (0.773 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9681 ELM TER
City	DES PLAINES
State	IL
Zip	60016-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	12E
Legal Township	41N
Legal Section	10
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	3
Census Block	3014
Census Tract	806104

Owner

9681 Elm Ter is owned and occupied by an individual who bought it in November 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	9681 ELM TER, DES PLAINES, IL 60016-1543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
Apr 15, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Nov 1, 1996 · Amount on File
Deed Document Number	202119009
Prior Transfer Date	Feb 9, 2016
Prior Transfer Doc	0000044048
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 19, 2021
Property Address	9681 ELM TER, DES PLAINES, IL 60016-1543
Document Number	0032319009
Instrument Date	Nov 15, 2021
Instrument	2132319009
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	HERITAGE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9681 ELM TER, DES PLAINES, IL 60016-1543

Mortgage

Document Number	0032319017
Date	Nov 19, 2021
Instrument	2132319017

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	9681 ELM TER, DES PLAINES, IL 60016-1543
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010501137
Date	Apr 15, 2021
Instrument	2110501137

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	9681 ELM TER, DES PLAINES, IL 60016-1543
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010501138
Date	Apr 15, 2021
Instrument	2110501138

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Feb 22, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Elementary School District	East Maine School District 63 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,000 Land $26,938 Building $66,062	$930,000 Land $269,380 Building $660,620
2023	$18,353.00 (+0.49%)
2022	$18,264.00 Homeowner's exemption Senior Citizen's exemption	$73,999 Land $21,886 Building $52,113	$739,990 Land $218,860 Building $521,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9681 Elm Ter in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2007–2013)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9681 Elm Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-NORTH MAINE UTILITIES private · serves 30,043 people · EPA ID IL0315350
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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