974 S Trade St, Tryon, NC 28782 Property Records

Polk County property record for 974 S Trade St, Tryon, NC 28782 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage3,018 sqft Finished Area
Lot Size11,326 sqft (0.26 acres)
Last Sale$247,500 (2022)
Tax Bill$1,434.00 (2025)

Property Details

APN / Parcel Number

Primary APNT6-B1
Alternative APN
  • 31245

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area3,018 sqft Finished Area
Basement Area2,655 sqft Basement
Finished Basement2,655 sqft Finished

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1995
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area11,326 sqft (0.26 acres)
PorchPorch

Location & Zoning

Account Number31245
Street Address974 S TRADE ST
CityTRYON
StateNC
Zip28782-3722
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionT6, 0T80 TRYON AREA 80
Legal SubdivisionTRYON AREA 80
JurisdictionPOLK NC
Minor Civil DivisionTRYON
Census Blockgroup1
Census Block1037
Census Tract920304

Owner

Source: Polk County records · APN T6-B1

Assessment roll updated September 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address974 S TRADE ST, TRYON, NC 28782-3722
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2008Deed of Trust, Mortgage · Commercial Mortgage
HOMETRUST BANK
Apr 01, 2022Warranty Deed, Transfer · Line of Credit
TD BANK NA
Apr 01, 2022Warranty Deed, Transfer · Line of Credit
TD BANK NA
Sep 17, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2022 · Amount on Record
Deed SaleNov 30, 2022 · Amount on Record
Prior SaleApr 01, 2022 · Amount on Record
Deed Book / Page468 / 2149
Prior Transfer DateSep 02, 2021
Prior Transfer Doc463/612
Record RefreshedSep 20, 2026

October 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK NC
Property Address974 S TRADE ST, TRYON, NC 28782-3722
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00368/0811
DateOct 07, 2008
Book Page368/0811
Lender
NameHOMETRUST BANK
TypeBank
AddressASHEVILLE, NC 28802
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateApr 01, 2022
Property Address974 S TRADE ST, TRYON, NC 28782-3722
Document Number00468/2149
Book / Page468 / 2149
Instrument DateMar 04, 2022
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
Tax$495.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 68, LANDRUM, SC 29356-0068

Transferred To (Grantee/Buyer)

NameVerified Name
Address974 S TRADE ST, TRYON, NC 28782-3722

Mortgage

Document Number0004682153
DateApr 01, 2022
Instrument468/2153
Lender
NameTD BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateApr 01, 2022
Property Address974 S TRADE ST, TRYON, NC 28782-3722
Document Number00468/2149
Book / Page468 / 2149
Instrument DateMar 04, 2022
Transaction TypeTransfer
Record UpdatedDec 27, 2022

Transaction

AmountAmount Recorded
Tax$495.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 68, LANDRUM, SC 29356-0068

Transferred To (Grantee/Buyer)

NameVerified Name
Address974 S TRADE ST, TRYON, NC 28782-3722

Mortgage

Document Number00468/2153
DateApr 01, 2022
Book Page468/2153
Lender
NameTD BANK NA
TypeBank
AddressCHERRY HILL, NJ 08034
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK NC
Recording DateSep 17, 2021
Property Address974 S TRADE ST, TRYON, NC 28782-3722
Document Number463/612
Book / Page463 / 612
Map ReferenceSL A-34 PG 130
Instrument DateSep 02, 2021
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 68, LANDRUM, SC 29356-0068

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPolk County
MunicipalityTryon Town
Unified School DistrictPolk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,434.00 (+5.44%)$309,984 (+30.51%) Land $39,000 Building $270,984$309,984 (+30.51%) Land $39,000 Building $270,984
2023$1,360.00$237,510 Land $39,000 Building $198,510
2021$237,510 Land $39,000 Building $198,510

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