951 S Trade St, Tryon, NC 28782 Property Records

Polk County property record for 951 S Trade St, Tryon, NC 28782 · Last verified April 2026

Property Highlights

Property Type	Commercial > Office > Office Building
Year Built	Built 1985
Square Footage	4,322 sqft Finished Area
Lot Size	38,333 sqft (0.88 acres)
Last Sale	$450,000 (2025)
Tax Bill	$2,120.00 (2025)

Owner

Source: Polk County records · APN T6-D4

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	951 S TRADE ST, TRYON, NC 28782-3743
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Deed Book / Page	491 / 72
Record Refreshed	Jun 08, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Apr 08, 2026
Property Address	951 S TRADE ST, TRYON, NC 28782-3743
Document Number	0498002071
Book / Page	498 / 2071
Instrument Date	Apr 08, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	266
Address	951 S TRADE ST, TRYON, NC 28782-3743

Mortgage

Document Number	0498002071,
Date	Apr 08, 2026
Book Page	498/2071

Lender

Name	FIDELITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,120.00 (+29.58%)	$458,178 (+60.35%) Land $132,000 Building $326,178	$458,178 (+60.35%) Land $132,000 Building $326,178
2023	$1,636.00	$285,741 Land $132,000 Building $153,741
2021			$285,741 Land $132,000 Building $153,741

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 64% of North Carolina
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`T6-D4`
Alternative APN	`37975`

Interior

Total Rooms	6 Rooms
Units	4 Units
Building Area	4,322 sqft Finished Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	38,333 sqft (0.88 acres)
Porch	Porch

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Account Number	37975
Street Address	951 S TRADE ST
City	TRYON
State	NC
Zip	28782-3743
Property Usage	Commercial Property Usage
Type	Commercial > Office > Office Building
Legal Description	S TRADE ST, 0T80 TRYON AREA 80
Legal Subdivision	TRYON AREA 80
Jurisdiction	POLK NC
Minor Civil Division	TRYON
Census Blockgroup	1
Census Block	1034
Census Tract	920304