974 Pine St, Oviedo, FL 32765 Property Records

Seminole County property record for 974 Pine St, Oviedo, FL 32765 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,212 sqft · built 2019
Lot Size	0.189 acres (8,252 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Oct 2019)
Tax Bill	$4,397 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-21-31-501-0100-0110`

Property Details

APN / Parcel Number

Primary APN	`04-21-31-501-0100-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,252 sqft
Garage Area	411 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	137 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	974 PINE ST
City	OVIEDO
State	FL
Zip	32765-8710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 1 CASSA-VILLA HEIGHTS PB 10 PG 97
Legal Range	31E
Legal Township	21S
Legal Section	04
Legal Subdivision	CASSA-VILLA HEIGHTS
Legal Tract	501
Legal Block	1
Legal Lot Number	11
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1016
Census Tract	21313

Owner

Source: Seminole County records · APN 04-21-31-501-0100-0110

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	974 PINE ST, OVIEDO, FL 32765-8710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Sep 08, 2005 · Amount on Record
Deed Document Number	2019118520
Deed Book / Page	09469 / 0319
Record Updated	Jun 08, 2026

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 30, 2019
Property Address	974 PINE ST, OVIEDO, FL 32765-8710
Document Number	0094690319
Book / Page	009469 / 000319
Instrument Date	Oct 28, 2019
Instrument	118520
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 20, 2019
Title Company	FIRST SERVICE TITLE, FIRST SERVICE TITLE/FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	974 PINE ST OVIEDO FL 32765, OVIEDO, FL 32765

Mortgage

Document Number	94690320
Date	Oct 30, 2019
Book Page	009469/000320
Instrument	118521

Lender

Name	SR BUILDERS INC
Address	PO BOX 620226, OVIEDO, FL 32762-0226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 29, 2029

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,397.00 (+7.4%)	$322,724 (+7.28%)	$322,724 (+7.28%) Land $78,000 Building $244,724
2023	$4,094.00 (+10.77%)	$300,817 (+15.82%)	$300,817 (+9%) Land $70,000 Building $230,817
2022	$3,696.00	$259,728	$275,967 Land $65,000 Building $210,967

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 61 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	40 (1992–2024)
Claims Outside the SFHA	9 of 40
Most Recent Claim	Oct 2024, Hurricane Milton
Claims By Storm	Hurricane Ian, Oct 2022 · 5 claims Tropical Storm Fay, Sep 2008 · 13 claims Hurricane Frances, Sep 2004 · 8 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: WOW Internet, Cable & Phone, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.