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962 Pine St, Oviedo, FL 32765 Property Records

Seminole County property record for 962 Pine St, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,212 sqft · built 2019
Lot Size0.198 acres (8,628 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Oct 2019)
Tax Bill$3,432 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-21-31-501-0100-0130

Property Details

APN / Parcel Number

Primary APN04-21-31-501-0100-0130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,212 sqft Living Area
1st Floor Area1,212 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area8,628 sqft
Garage Area411 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area137 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address962 PINE ST
CityOVIEDO
StateFL
Zip32765-8710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 BLK 1 CASSA-VILLA HEIGHTS PB 10 PG 97
Legal Range31E
Legal Township21S
Legal Section04
Legal SubdivisionCASSA-VILLA HEIGHTS
Legal Tract501
Legal Block1
Legal Lot Number13
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1016
Census Tract21313

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address962 PINE ST, OVIEDO, FL 32765-8710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2019 · Amount on Record
Deed SaleOct 2, 2019 · Amount on Record
Prior SaleMay 31, 2006
Deed Document Number2019106744
Deed Book / Page09448 / 1139
Record UpdatedJun 8, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateOct 2, 2019
Property Address962 PINE ST, OVIEDO, FL 32765-8710
Document Number0094481139
Book / Page009448 / 001139
Instrument DateSep 30, 2019
Instrument106744
Transaction TypeTransfer
Record UpdatedOct 21, 2019
Title CompanyFIRST SERVICE TITLE, FIRST SERVICE TITLE/FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address962 PINE ST OVIEDO FL 32765, OVIEDO, FL 32765

Mortgage

Document Number94481140
DateOct 2, 2019
Book Page009448/001140
Instrument106745
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,432.00 (+2.94%) Homeowner's exemption$283,537 (+5.99%)$322,724 (+7.28%) Land $78,000 Building $244,724
2023$3,334.00 (+2.65%) Homeowner's exemption$267,520 (+3%)$300,817 (+9%) Land $70,000 Building $230,817
2022$3,248.00 Homeowner's exemption$259,728$275,967 Land $65,000 Building $210,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims40 (1992–2024)
Claims Outside the SFHA9 of 40
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 5 claims
  • Tropical Storm Fay, Sep 2008 · 13 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: WOW Internet, Cable & Phone.

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