Monroe County property record for 974 Oleander Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.115 acres (5,050 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,367 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00545930-000100 |
| Primary APN | 00545930-000100 |
|---|---|
| Alternative APN |
|
| Lot Area | 5,050 sqft (0.115 acres) |
|---|
| Account Number | 9104796 |
|---|---|
| Street Address | 974 OLEANDER RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 3 LT 11 WINSTON PARK SUB PB4-104 KEY LARGO OR521-643 OR772-255 OR1153-1555D/C OR1209-2395R/S OR1218-505R/S |
| Legal Subdivision | WINSTON PARK |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 369 MAHOGANY DR, KEY LARGO, FL 33037-4562 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $266,158 (+6.1%) Land $265,226 Building $932 | $266,158 (+6.1%) Land $265,226 Building $932 | |
| 2024 | $3,367.00 (+5.09%) | ||
| 2023 | $3,204.00 (+9.69%) | $250,857 (+28.81%) Land $249,925 Building $932 | $250,857 (+28.81%) Land $249,925 Building $932 |
| 2022 | $2,921.00 | $194,751 Land $193,819 Building $932 | $194,751 Land $193,819 Building $932 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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