Monroe County property record for 900 Oleander Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,690 sqft · built 1959 |
| Lot Size | 0.127 acres (5,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $547,000 (May 2021) |
| Tax Bill | $4,470 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Dec 2018 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00544200-000000 |
| Primary APN | 00544200-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| 1st Floor Area | 1,690 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,550 sqft (0.127 acres) |
| Garage Area | 300 sqft |
| Porch | Florida Room |
| Porch Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1667722 |
|---|---|
| Street Address | 900 OLEANDER RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 5 LT 11 BAHIA MAR EST PB4-79 KEY LARGO OR602-800 OR835-2300 OR1007-2478 OR1007-2482 OR1060-2176 OR1446-1057 OR1506-2238 OR2754-1698 OR2798-325 OR2898-847 OR3100-0698 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | BAHIA MAR ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 900 OLEANDER RD, KEY LARGO, FL 33037-4624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Dec 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| May 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK |
| Mar 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2021 · Amount on Record |
| Deed Sale | May 25, 2021 · Amount on Record |
| Prior Sale | Mar 28, 2018 · Amount on Record |
| Deed Document Number | 20212321589 |
| Deed Book / Page | 3100 / 698 |
| Transfer Doc | 1446001057 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 900 OLEANDER RD, KEY LARGO, FL 33037-4624 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0029862267 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 2986/2267 |
| Instrument | 2238493 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 900 OLEANDER RD, KEY LARGO, FL 33037-4624 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0029412427 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 2941/2427 |
| Instrument | 2199592 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 25, 2021 |
| Property Address | 900 OLEANDER RD, KEY LARGO, FL 33037-4624 |
| Document Number | 0031000698 |
| Book / Page | 3100 / 698 |
| Map Reference | MB 4 PG 79 |
| Instrument Date | May 20, 2021 |
| Instrument | 2321589 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | TITLE ALLIANCE PROFESSIONALS L, TITLE ALLIANCE PROFESSIONALS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,829.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 619 SW 3RD ST, 619, BOCA RATON, FL 33486-4605 |
| Name | Verified Name |
|---|---|
| Address | 900 OLEANDER RD, KEY LARGO, FL 33037-4624 |
| Document Number | 0003100700 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 3100/700 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 28, 2018 |
| Property Address | 900 OLEANDER RD, KEY LARGO, FL 33037-4624 |
| Document Number | 0028980847 |
| Book / Page | 2898 / 0847 |
| Map Reference | MB4 PG79 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 2161563 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | BAY2 OCEAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,883.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 619 SW 3RD ST, BOCA RATON, FL 33486-4605 |
| Document Number | 0002161564 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 2161564 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,470.00 (+4.71%) Homeowner's exemption | $492,146 (+5.99%) | $582,335 (+6.92%) Land $282,828 Building $299,507 |
| 2024 | $4,269.00 (+4.2%) | ||
| 2023 | $4,097.00 (+5.78%) Homeowner's exemption | $464,346 (+3%) | $544,654 (+11.66%) Land $266,511 Building $278,143 |
| 2022 | $3,873.00 Homeowner's exemption | $450,822 | $487,776 Land $206,682 Building $281,094 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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