974 Oak Park, Schertz, TX 78154 Property Records

Guadalupe County property record for 974 Oak Park, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,508 sqft · built 2007
Lot Size	0.195 acres (8,502 sqft)
Owner	Individual Name on File
Last Sale	$470,052 (Aug 2023)
Tax Bill	$7,806 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G2106100500900000`

Property Details

APN / Parcel Number

Primary APN	`1G2106100500900000`
Alternative APNs	`000000131204` `000000111908` `000000290509` `131204`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,508 sqft Living Area
Gross Area	3,016 sqft
1st Floor Area	2,153 sqft
2nd Floor Area	355 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,502 sqft (0.195 acres)
Lot Dimensions	142 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	156 sqft
Deck Area	126 sqft
Patio Area	151 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	974 OAK PARK
City	SCHERTZ
State	TX
Zip	78154-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA OAKS 2 UNIT #1 BLOCK 5 LOT 9
Legal Subdivision	MESA OAKS 2 UNIT #1
Legal Tract	9
Legal Block	5
Legal Lot Number	9
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1015
Census Tract	210710

Owner

974 Oak Park is owned and occupied by an individual who bought it in August 2023.

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	974 OAK PARK, SCHERTZ, TX 78154-1836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Vendor's Lien, Transfer · VA Mortgage AMCAP MORTGAGE LTD
Oct 16, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on File
Deed Sale	Aug 10, 2023 · Amount on File
Prior Sale	Jul 29, 2008 · Amount on File
Deed Document Number	202320056
Prior Transfer Date	Jun 10, 2008
Prior Transfer Doc	0000014377
Record Updated	Sep 20, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Aug 10, 2023
Property Address	974 OAK PARK, SCHERTZ, TX 78154-1836
Document Number	0099020056
Map Reference	VOL 7 PG 345
Instrument Date	Aug 10, 2023
Instrument	202399020056
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 OAK PARK, SCHERTZ, TX 78154-1836

Mortgage

Document Number	0099020057
Date	Aug 10, 2023
Instrument	202399020057

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	974 OAK PARK, SCHERTZ, TX 78154-1836
Document Number	0000029723
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 OAK PARK SCHERTZ TX 781541836, SCHERTZ, TX 78154-1836

Mortgage

Document Number	0000029723
Date	Oct 21, 2020
Instrument	29723

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 974 Oak Park was $7,806, down 5% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,565 (-7.68%) Land $49,965 Building $325,600	$375,565 (-7.68%) Land $49,965 Building $325,600
2025	$7,806.00 (-4.98%)	$406,794 Land $47,661 Building $359,133	$406,794 Land $47,661 Building $359,133
2024	$8,215.00
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$426,848 (-4.71%) Land $69,911 Building $356,937	$426,848 (-4.71%) Land $69,911 Building $356,937
2022	$5,587.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$447,965 Land $54,972 Building $392,993	$447,965 Land $54,972 Building $392,993

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 974 Oak Park in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 974 Oak Park is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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