970 Oak Park, Schertz, TX 78154 Property Records

Guadalupe County property record for 970 Oak Park, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,019 sqft · built 2007
Lot Size	0.187 acres (8,136 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Dec 2019)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G2106100501000000`

Property Details

APN / Parcel Number

Primary APN	`1G2106100501000000`
Alternative APNs	`000000131205` `000000240064` `131205`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,019 sqft Living Area
Gross Area	2,569 sqft
1st Floor Area	2,019 sqft
Utility Area	80 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,136 sqft (0.187 acres)
Lot Dimensions	133 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	970 OAK PARK
City	SCHERTZ
State	TX
Zip	78154-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA OAKS 2 UNIT #1 BLOCK 5 LOT 10
Legal Subdivision	MESA OAKS 2 UNIT #1
Legal Tract	10
Legal Block	5
Legal Lot Number	10
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1015
Census Tract	210710

Owner

970 Oak Park is owned and occupied by two individuals who bought it in December 2019.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	970 OAK PARK, SCHERTZ, TX 78154-1836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU
Dec 13, 2019	Warranty Deed, Transfer LEGACY MUTUAL MTG
Jul 15, 2019	Trustee's Deed, Transfer · Line of Credit DEUTSCHE BK AG/NY BRANCH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on File
Deed Sale	Dec 13, 2019 · Amount on File
Prior Sale	Jul 15, 2019 · Amount on File
Deed Document Number	201999028575
Prior Transfer Date	May 20, 2008
Prior Transfer Doc	0000010064
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	970 OAK PARK, SCHERTZ, TX 78154-1836
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099011935
Date	May 15, 2023
Instrument	202399011935

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	85 Months
Due	Jun 1, 2030

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Dec 13, 2019
Property Address	970 OAK PARK, SCHERTZ, TX 78154-1836
Document Number	0000028575
Instrument Date	Dec 10, 2019
Instrument	28575
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	970 OAK PARK SCHERTZ TX 781541836, SCHERTZ, TX 78154-1836

Mortgage

Document Number	28576
Date	Dec 13, 2019
Instrument	28576

Lender

Name	LEGACY MUTUAL MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78231

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

July 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 15, 2019
Property Address	970 OAK PARK, SCHERTZ, TX 78154-1836
Document Number	0000015594
Instrument Date	Jul 2, 2019
Instrument	15594
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	OSN TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	15595
Date	Jul 15, 2019
Instrument	15595

Lender

Name	DEUTSCHE BK AG/NY BRANCH
Type	Bank
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2865

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 970 Oak Park was $1,926 with exemptions applied, down 33.5% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,050 (-1%) Land $49,037 Building $276,013	$325,050 (-1%) Land $49,037 Building $276,013
2025	$1,926.00 (-33.49%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$361,165 Land $46,397 Building $314,768	$361,165 Land $46,397 Building $314,768
2024	$2,896.00 (-0.14%)
2023	$2,900.00 (-34.55%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$383,060 Land $68,226 Building $314,834	$383,060 Land $68,226 Building $314,834
2022	$4,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 970 Oak Park in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Oak Park is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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