Lake County property record for 974 Knowles Rd, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,862 sqft · built 1996 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Jun 2022) |
| Tax Bill | $10,463 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-18-304-047 |
| Primary APN | 07-18-304-047 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,862 sqft Living Area |
| Gross Area | 3,208 sqft |
| 1st Floor Area | 926 sqft |
| 2nd Floor Area | 936 sqft |
| Upper Floors Area | 936 sqft |
| Basement Area | 926 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 105 sqft |
| Patio Area | 273 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 974 KNOWLES RD |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-5167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAVINIA WOODS UNIT 2; LOT 176 |
| Legal Subdivision | RAVINIA WOODS UNIT 2 |
| Legal Lot Number | 176 |
| Legal Unit | 2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 861611 |
Source: Lake County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4731 MAIN ST, SKOKIE, IL 60076-2035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jun 9, 2022 | Warranty Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2022 · Amount on Record |
| Deed Sale | Jun 9, 2022 · Amount on Record |
| Prior Sale | Aug 10, 2006 · Amount on Record |
| Deed Document Number | 20227910194 |
| Prior Transfer Date | Feb 4, 1998 |
| Prior Transfer Doc | 0004094315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 6, 2026 |
| Property Address | 974 KNOWLES RD, GURNEE, IL 60031-5167 |
| Document Number | 0008186401 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 20268186401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 974 KNOWLES RD, GURNEE, IL 60031-5167 |
| Document Number | 0008186401, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 20268186401 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | May 1, 2052 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 9, 2022 |
| Property Address | 974 KNOWLES RD, GURNEE, IL 60031-5167 |
| Document Number | 0007910194 |
| Map Reference | DOC 3521146 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 7910194 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 974 KNOWLES RD, GURNEE, IL 60031-5167 |
| Document Number | 0007910195 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 7910195 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $130,902 (+17.07%) Land $27,324 Building $103,578 | $392,745 (+17.07%) Land $81,980 Building $310,765 | |
| 2024 | $10,463.00 (+6.32%) | ||
| 2023 | $9,841.00 (+6.98%) | $111,813 (+4.53%) Land $23,339 Building $88,474 | $335,473 (+4.53%) Land $70,024 Building $265,449 |
| 2022 | $9,199.00 | $106,971 Land $23,347 Building $83,624 | $320,945 Land $70,048 Building $250,897 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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