973 Knowles Rd, Gurnee, IL 60031 Property Records

Lake County property record for 973 Knowles Rd, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,385 sqft · built 1995
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Jul 2014)
Tax Bill$11,724 (2024)
Deeds & MortgagesJan 2017 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-18-304-039

Property Details

APN / Parcel Number

Primary APN07-18-304-039

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,385 sqft Living Area
Gross Area4,251 sqft
1st Floor Area1,193 sqft
2nd Floor Area1,192 sqft
Upper Floors Area1,192 sqft
Basement Area1,193 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area673 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address973 KNOWLES RD
CityGURNEE
StateIL
Zip60031-5627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAVINIA WOODS UNIT 2; LOT 169
Legal SubdivisionRAVINIA WOODS UNIT 2
Legal Lot Number169
Legal Unit2
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group2
Census Block2006
Census Tract861611

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address973 KNOWLES RD, GURNEE, IL 60031-5627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2014 · Amount on Record
Deed SaleJul 9, 2014 · Amount on Record
Prior SaleMay 23, 2002 · Amount on Record
Deed Document Number20147112866
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address973 KNOWLES RD, GURNEE, IL 60031-5627
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007366463
DateJan 20, 2017
Instrument7366463
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047
Interest
Rate4.62%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address973 KNOWLES RD, GURNEE, IL 60031-5627
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007712629
DateNov 4, 2020
Instrument7712629
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$144,888 (+16.48%) Land $29,358 Building $115,530$434,708 (+16.48%) Land $88,083 Building $346,625
2024$11,724.00 (+12.11%)
2023$10,458.00 (+10.64%)$124,392 (+9.79%) Land $25,205 Building $99,187$373,214 (+9.79%) Land $75,623 Building $297,591
2022$9,452.00$113,299 Land $25,213 Building $88,086$339,931 Land $75,647 Building $264,284

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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