Hamilton County property record for 974 Holderness Ln, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,596 sqft · built 1999 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Jul 2019) |
| Tax Bill | $4,077 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 591-0011-0239-00 |
| Primary APN | 591-0011-0239-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 924 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,233 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 36 sqft |
| Patio Area | 696 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 974 HOLDERNESS LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-1831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLDERNESS LN .1894 AC LOT 3 HEATHER GLEN SUB SEC 1 |
| Legal Subdivision | HEATHER GLEN SUB |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FOREST PARK |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 21506 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 974 HOLDERNESS LN, CINCINNATI, OH 45240-1831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage NORTHPOINTE BANK |
| Jul 22, 2019 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2019 · Amount on Record |
| Deed Sale | Jul 22, 2019 · Amount on Record |
| Prior Sale | Jan 26, 2000 · Amount on Record |
| Deed Document Number | 0000058926 |
| Deed Book / Page | 13963 / 00994 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 974 HOLDERNESS LN, CINCINNATI, OH 45240-1831 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 974 HOLDERNESS LN, CINCINNATI, OH 45240-1831 |
| Document Number | 0000038037 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 14383/358 |
| Instrument | 2021-0038037 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 22, 2019 |
| Property Address | 974 HOLDERNESS LN, CINCINNATI, OH 45240-1831 |
| Document Number | 0000058926 |
| Book / Page | 13963 / 00994 |
| Map Reference | MB 345 PG 59 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 2019-0058926 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 974 HOLDERNESS LN, CINCINNATI, OH 45240-1831 |
| Document Number | 0000058927 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 2019-0058927 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Forest Park City |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,077.00 (+2.75%) | $69,265 (-) Land $11,830 Building $57,435 | |
| 2024 | $3,968.00 (-1.37%) | $69,265 (-) Land $11,830 Building $57,435 | |
| 2023 | $4,023.00 (-9.19%) | $69,265 (+19.94%) Land $11,830 Building $57,435 | $197,900 (+19.94%) Land $33,800 Building $164,100 |
| 2022 | $4,430.00 Homeowner's exemption | $57,750 Land $9,450 Building $48,300 | |
| 2020 | $165,000 Land $27,000 Building $138,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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