972 Holderness Ln, Cincinnati, OH 45240 Property Records

Hamilton County property record for 972 Holderness Ln, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,700 sqft · built 1999
Lot Size	0.189 acres (8,233 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Oct 2024)
Tax Bill	$3,993 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`591-0011-0238-00`

Property Details

APN / Parcel Number

Primary APN	`591-0011-0238-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
1st Floor Area	960 sqft
2nd Floor Area	740 sqft

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	972 HOLDERNESS LN
City	CINCINNATI
State	OH
Zip	45240-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLDERNESS LN 0.1894 AC LOT 2 HEATHER GLEN SUB SEC 1
Legal Subdivision	HEATHER GLEN SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	FOREST PARK
Census Block Group	2
Census Block	2017
Census Tract	21506

Owner

Source: Hamilton County records · APN 591-0011-0238-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3324 PORT UNION RD, HAMILTON, OH 45014-4223
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 2024 · Amount on Record
Deed Sale	Oct 25, 2024 · Amount on Record
Prior Sale	Dec 02, 2020 · Amount on Record
Deed Document Number	0000076169
Deed Book / Page	15280 / 1673
Record Updated	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 02, 2020
Property Address	972 HOLDERNESS LN, CINCINNATI, OH 45240-1831
Document Number	0000125936
Book / Page	014306 / 001418
Instrument Date	Aug 06, 2020
Instrument	125936
Transaction Type	Transfer
Record Updated	Feb 05, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	972 MODERNE LN CINCINNATI OH 45240, CINCINNATI, OH 45240

Mortgage

Document Number	125937
Date	Dec 02, 2020
Book Page	014306/001420
Instrument	125937

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Forest Park City
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,993.00 (+5.63%)	$65,975 (-) Land $11,830 Building $54,145
2024	$3,780.00 (-1.36%)	$65,975 (-) Land $11,830 Building $54,145
2023	$3,832.00 (-3.94%)	$65,975 (+26.87%) Land $11,830 Building $54,145	$188,500 (+26.87%) Land $33,800 Building $154,700
2022	$3,989.00 Homeowner's exemption	$52,003 Land $9,450 Building $42,553
2020			$148,580 Land $27,000 Building $121,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 397 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.