974 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 974 Holden Rd, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property Type	Townhouse
Details	4 ba · 1,614 sqft · built 2020
Lot Size	0.03 acres (1,312 sqft)
Owner	Individual Name on File
Last Sale	$344,740 (Feb 2021)
Tax Bill	$6,094 (2023)
Deeds & Mortgages	Aug 2023 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`02-596937`

Property Details

APN / Parcel Number

Primary APN	`02-596937`
Alternative APN	`596937`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	1,614 sqft Total Area

Exterior

Year Built	Built 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,312 sqft (0.03 acres)
Garage Type	Built-in
Garage Area	304 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	112 sqft
Balcony	Balcony
Balcony Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	596937
Street Address	974 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3425
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 2663 SECTION 5 P 1,312 SQ FT NICODEMUS PND EASTCHURCH
Legal Subdivision	NICODEMUS PND EASTCHURCH
Legal Lot Number	2663
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1012
Census Tract	750804

Owner

Source: Frederick County records · APN 02-596937

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	974 HOLDEN RD, FREDERICK, MD 21701-3425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 04, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI EAGLE HM MTG
Feb 16, 2021	Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC
Jul 22, 2019	Grant Deed, Transfer CALATLANTIC TITLE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	0014550483
Deed Book / Page	14550 / 483
Record Updated	Jun 07, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	974 HOLDEN RD, FREDERICK, MD 21701-3425
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 HOLDEN RD, FREDERICK, MD 21701-3425

Mortgage

Document Number	0165760245
Date	Aug 25, 2023
Book Page	16576/245

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Sep 01, 2050

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 04, 2020
Property Address	974 HOLDEN RD, FREDERICK, MD 21701-3425
Document Number	0142330402
Book / Page	014233 / 000402
Instrument Date	Oct 26, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 HOLDEN RD FREDERICK MD 217013425, FREDERICK, MD 21701-3425
Investor	Possibly a Property Investor

Mortgage

Document Number	142330411
Date	Nov 04, 2020
Book Page	014233/000411

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 03, 2050

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 16, 2021
Property Address	974 HOLDEN RD, FREDERICK, MD 21701-3425
Document Number	0145500483
Book / Page	14550 / 483
Map Reference	MB 100 PG 139
Instrument Date	Aug 04, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CALATLANTIC TITLE/MD INC, CALATLANTIC TITLE OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$861.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	974 HOLDEN RD, FREDERICK, MD 21701-3425

Mortgage

Document Number	0014550494
Date	Feb 16, 2021
Instrument	14550/494

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Sep 01, 2045

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 22, 2019
Property Address	974 HOLDEN RD, FREDERICK, MD 21701-3425
Document Number	0130960174
Book / Page	013096 / 000174
Instrument Date	Jul 12, 2019
Transaction Type	Transfer
Record Updated	Aug 03, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Tax	$581.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14280 PARK MEADOW DR #108 CHANTILLY VA 201512291, 108, CHANTILLY, VA 20151-2291
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,094.00	$334,100	$399,300 Land $165,000 Building $234,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217508041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Shenandoah Telecommunications Company, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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