972 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 972 Holden Rd, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property Type	Townhouse
Details	3 ba · 1,604 sqft · built 2020
Lot Size	0.039 acres (1,722 sqft)
Owner	Individual Name on File
Last Sale	$345,740 (Oct 2020)
Tax Bill	$6,259 (2023)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`02-596938`

Property Details

APN / Parcel Number

Primary APN	`02-596938`
Alternative APN	`596938`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,604 sqft Total Area

Exterior

Year Built	Built 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,722 sqft (0.039 acres)
Garage Type	Built-in
Garage Area	304 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	112 sqft
Balcony	Balcony
Balcony Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	596938
Street Address	972 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3425
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 2664 SECTION 5 P 1,722 SQ FT NICODEMUS PND EASTCHURCH
Legal Subdivision	NICODEMUS PND EASTCHURCH
Legal Lot Number	2664
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1012
Census Tract	750804

Owner

Source: Frederick County records · APN 02-596938

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	972 HOLDEN RD, FREDERICK, MD 21701-3425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI EAGLE HM MTG
Oct 16, 2020	Deed, Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC
Jul 22, 2019	Grant Deed, Transfer CALATLANTIC TITLE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	0014179373
Deed Book / Page	14179 / 373
Record Updated	Jun 07, 2026

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 04, 2020
Property Address	972 HOLDEN RD, FREDERICK, MD 21701-3425
Document Number	0142330402
Book / Page	014233 / 000402
Instrument Date	Oct 26, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 HOLDEN RD FREDERICK MD 217013425, FREDERICK, MD 21701-3425
Investor	Possibly a Property Investor

Mortgage

Document Number	142330411
Date	Nov 04, 2020
Book Page	014233/000411

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 03, 2050

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 16, 2020
Property Address	972 HOLDEN RD, FREDERICK, MD 21701-3425
Document Number	0141790373
Book / Page	14179 / 373
Map Reference	MB 100 PG 139
Instrument Date	Aug 21, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CALATLANTIC TITLE OF MD INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,728.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	972 HOLDEN RD, FREDERICK, MD 21701-3425

Mortgage

Document Number	0014179383
Date	Oct 16, 2020
Instrument	14179/383

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 22, 2019
Property Address	972 HOLDEN RD, FREDERICK, MD 21701-3425
Document Number	0130960174
Book / Page	013096 / 000174
Instrument Date	Jul 12, 2019
Transaction Type	Transfer
Record Updated	Aug 03, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Tax	$581.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14280 PARK MEADOW DR #108 CHANTILLY VA 201512291, 108, CHANTILLY, VA 20151-2291
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,259.00 Homeowner's exemption	$360,133	$428,400 Land $175,000 Building $253,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217508041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Shenandoah Telecommunications Company, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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