Anne Arundel County property record for 974 Highpoint Dr, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,151 sqft · built 1972 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Sep 2016) |
| Tax Bill | $3,650 (2023) |
| Deeds & Mortgages | Nov 2025 Line of Credit Oct 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165-07750403 |
| Primary APN | 03-165-07750403 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,151 sqft Total Area |
| 1st Floor Area | 1,151 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.206 acres) |
| Porch | Open Porch |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 16507750403 |
|---|---|
| Old Parcel Number | 316507750403 |
| Street Address | 974 HIGHPOINT DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-4751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 13 BK PPP PL 9 974 HIGHPOINT DR CAPE ST CLAIRE |
| Legal Subdivision | CAPE ST CLAIRE |
| Legal Block | PPP |
| Legal Lot Number | 13 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 731004 |
Source: Anne Arundel County assessment roll, as of July 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 974 HIGHPOINT DR, ANNAPOLIS, MD 21409-4751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Oct 17, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jun 15, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 6, 2016 · Amount on Record |
| Deed Sale | Sep 6, 2016 · Amount on Record |
| Deed Document Number | 0030006336 |
| Deed Book / Page | 30006 / 336 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 974 HIGHPOINT DR, ANNAPOLIS, MD 21409-4751 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1000 BESTGATE RD 100, 100, ANNAPOLIS, MD 21401-3883 |
| Document Number | 0418590001 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 41859/1 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Nov 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 974 HIGHPOINT DR, ANNAPOLIS, MD 21409-4751 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 974 HIGHPOINT DR, ANNAPOLIS, MD 21409-4751 |
| Document Number | 0417420171 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 41742/171 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Oct 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 974 HIGHPOINT DR, ANNAPOLIS, MD 21409-4751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0347410392 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 34741/392 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 263 Months |
| Due | May 21, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 974 HIGHPOINT DR, ANNAPOLIS, MD 21409-4751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EAGLE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0356100240 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 35610/240 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Anne Arundel County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,650.00 Homeowner's exemption | $364,333 | $372,800 Land $230,000 Building $142,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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