973 Highpoint Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 973 Highpoint Dr, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,510 sqft · built 1976
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Dec 2007)
Tax Bill	$4,332 (2024)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-165-00352598`

Property Details

APN / Parcel Number

Primary APN	`03-165-00352598`
Alternative APNs	`3-165-00352598` `16500352598`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,510 sqft Living Area
1st Floor Area	1,030 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Porch	Open Porch
Porch Area	28 sqft
Deck Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	16500352598
Street Address	973 HIGHPOINT DR
City	ANNAPOLIS
State	MD
Zip	21409-4752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 5 BK OOO PL 9 CAPE ST CLAIRE
Legal Subdivision	CAPE ST CLAIRE
Legal Block	OOO
Legal Lot Number	5
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1010
Census Tract	731004

Owner

Source: Anne Arundel County records · APN 03-165-00352598

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	973 HIGHPOINT DR, ANNAPOLIS, MD 21409-4752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2007 · Amount on Record
Deed Sale	Dec 31, 2007 · Amount on Record
Prior Sale	Aug 30, 2006 · Amount on Record
Deed Document Number	200714117
Deed Book / Page	19785 / 159
Prior Transfer Date	Dec 31, 2006
Prior Transfer Doc	0196340214
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	973 HIGHPOINT DR, ANNAPOLIS, MD 21409-4752
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0343650248
Date	Mar 27, 2020
Book Page	34365/248

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2040

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$391,367 (+6.61%)	$426,700 (+14.18%) Land $240,000 Building $186,700
2024	$4,332.00 (+24.48%)
2023	$3,480.00 Homeowner's exemption	$367,100	$373,700 Land $230,000 Building $143,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 568 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.