Escambia County property record for 973 Grindstone Ln, Cantonment, FL 32533
| Property Type | Single Family Home |
|---|---|
| Details | 3,851 sqft · built 2012 |
| Lot Size | 0.373 acres (16,248 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $470,000 (Apr 2018) |
| Tax Bill | $5,417 (2024) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-1N-30-1004-016-003 |
| Primary APN | 18-1N-30-1004-016-003 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 14 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,851 sqft Adjusted Area |
| 1st Floor Area | 2,013 sqft |
| Upper Floors Area | 1,321 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 16,248 sqft (0.373 acres) |
| Garage Type | Finished |
| Garage Area | 661 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Enclosed Pool |
| Porch | Porch |
| Porch Area | 619 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 110204115 |
|---|---|
| Street Address | 973 GRINDSTONE LN |
| City | CANTONMENT |
| State | FL |
| Zip | 32533-9059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOT 16 BLOCK C ROBINSONS MILL PB 18 P 98/98A OR 7881 P 827 |
| Legal Range | 30W |
| Legal Township | 01N |
| Legal Section | 18 |
| Legal Subdivision | ROBINSONS MILL S/D |
| Legal Block | C |
| Legal Lot Number | 16 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | CANTONMENT |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 3608 |
Source: Escambia County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 973 GRINDSTONE LN, CANTONMENT, FL 32533-9059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit GULF WINDS FCU |
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GULF WINDS FCU |
| Apr 9, 2018 | Warranty Deed, Transfer · Conventional Mortgage GULF WINDS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2018 · Amount on Record |
| Deed Sale | Apr 9, 2018 · Amount on Record |
| Prior Sale | Dec 26, 2012 · Amount on Record |
| Deed Document Number | 2018026919 |
| Deed Book / Page | 7881 / 0827 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 973 GRINDSTONE LN, CANTONMENT, FL 32533-9059 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 973 GRINDSTONE LN, CANTONMENT, FL 32533-9059 |
| Document Number | 0094230696 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 9423/696 |
| Instrument | 2025096778 |
| Name | GULF WINDS FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLESTON, WV 25338 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 973 GRINDSTONE LN, CANTONMENT, FL 32533-9059 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0083430149 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 8343/149 |
| Instrument | 2020063067 |
| Name | GULF WINDS FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32534 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Apr 9, 2018 |
| Property Address | 973 GRINDSTONE LN, CANTONMENT, FL 32533-9059 |
| Document Number | 0078810827 |
| Book / Page | 7881 / 0827 |
| Map Reference | MB18 PG98&98A |
| Instrument Date | Apr 6, 2018 |
| Instrument | 2018026919 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | PARTNERSHIP TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2374 FERNWICK WAY, 2374, CANTONMENT, FL 32533-6725 |
| Name | Verified Name |
|---|---|
| Address | 973 GRINDSTONE LN, CANTONMENT, FL 32533-9059 |
| Document Number | 2018026920 |
|---|---|
| Date | Apr 9, 2018 |
| Instrument | 2018026920 |
| Name | GULF WINDS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Escambia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $446,026 (+5.99%) | $675,572 (+4.66%) Land $45,000 Building $630,572 | |
| 2024 | $5,417.00 (+0.73%) | ||
| 2023 | $5,378.00 (+2.4%) Homeowner's exemption | $420,832 (+3%) | $645,472 (+13.38%) Land $50,000 Building $595,472 |
| 2022 | $5,252.00 Homeowner's exemption | $408,575 | $569,306 Land $35,000 Building $534,306 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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