974 el Centro St, Ojai, CA 93023 Property Records

Ventura County property record for 974 el Centro St, Ojai, CA 93023

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,322 sqft · built 1974
Lot Size	0.367 acres (16,004 sqft)
Owner	Individual on Record
Last Sale	$1,159,000 (Jan 2025)
Tax Bill	$9,817 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`018-0-090-410`

Property Details

APN / Parcel Number

Primary APN	`018-0-090-410`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,322 sqft Living Area
1st Floor Area	2,187 sqft
2nd Floor Area	135 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	16,004 sqft (0.367 acres)
Lot Dimensions	95 ft deep x 140 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Pool Area	360 sqft
Porch	Porch
Porch Area	70 sqft

Location & Zoning

Street Address	974 EL CENTRO ST
City	OJAI
State	CA
Zip	93023-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE20
Legal Description	LOT: A REF: 014PM 100
Legal Subdivision	PM 14 100
Legal Block	90
Legal Lot Number	A
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	3
Census Block	3022
Census Tract	1002

Owner

Source: Ventura County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	974 EL CENTRO ST, OJAI, CA 93023-3532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUE BRICK FINANCIAL LLC
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG
Jul 29, 2019	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Mar 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2025 · Amount on Record
Deed Sale	Jan 13, 2025 · Amount on Record
Prior Sale	Jul 29, 2019 · Amount on Record
Deed Document Number	20251643
Prior Transfer Date	Feb 15, 2019
Prior Transfer Doc	0000034106
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Aug 5, 2026
Property Address	974 EL CENTRO ST, OJAI, CA 93023-3532
Document Number	0000061006
Instrument Date	Jul 31, 2026
Instrument	202661006
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 EL CENTRO ST, OJAI, CA 93023-3532

Mortgage

Document Number	0000061006,
Date	Aug 5, 2026
Instrument	202661006

Lender

Name	CITADEL SERVICING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	974 EL CENTRO ST, OJAI, CA 93023-3532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 EL CENTRO ST, OJAI, CA 93023-3532

Mortgage

Document Number	0000212005
Date	Dec 9, 2020
Instrument	20201209-00212005

Lender

Name	BLUE BRICK FINANCIAL LLC
Type	Mortgage Company
Address	MESA, AZ 85215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	974 EL CENTRO ST, OJAI, CA 93023-3532
Document Number	0000047079
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 EL CENTRO ST OJAI CA 930233532, OJAI, CA 93023-3532

Mortgage

Document Number	0000047079
Date	Apr 3, 2020
Instrument	47079

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 29, 2019
Property Address	974 EL CENTRO ST, OJAI, CA 93023-3532
Document Number	0000085359
Map Reference	MB 14 PG 100
Instrument Date	Jul 22, 2019
Instrument	20190729-00085359
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 EL CENTRO ST, OJAI, CA 93023-3532

Mortgage

Document Number	0000085360
Date	Jul 29, 2019
Instrument	20190729-00085360

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 29, 2019
Property Address	974 EL CENTRO ST, OJAI, CA 93023-3532
Document Number	0000034107
Instrument Date	Mar 12, 2019
Instrument	34107
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	974 EL CENTRO ST OJAI CA 930233532, OJAI, CA 93023-3532

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 29, 2019
Property Address	974 EL CENTRO ST, OJAI, CA 93023-3532
Document Number	0000034106
Instrument Date	Feb 15, 2019
Instrument	34106
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	974 EL CENTRO ST OJAI CA 930233532, OJAI, CA 93023-3532

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,182,180 (+41.3%) Land $768,570 Building $413,610
2025	$9,817.00 (+2.28%)	$836,635 (+4.04%) Land $543,541 Building $293,094
2024	$9,598.00 (+3.68%)
2023	$9,257.00 (+1.66%) Homeowner's exemption	$804,149 Land $522,435 Building $281,714
2022	$9,106.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (1978–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASITAS MUNICIPAL WATER DIST serves 11,005 people · EPA ID CA5610024
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Verizon.

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