Ventura County property record for 970 el Centro St, Ojai, CA 93023
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,042 sqft · built 1964 |
| Lot Size | 0.282 acres (12,263 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,076,000 (Jul 2021) |
| Tax Bill | $13,210 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Jul 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-0-090-310 |
| Primary APN | 018-0-090-310 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,042 sqft Living Area |
| 1st Floor Area | 2,042 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 12,263 sqft (0.282 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 480 sqft |
| Porch | Porch |
| Porch Area | 29 sqft |
| Street Address | 970 EL CENTRO ST |
|---|---|
| City | OJAI |
| State | CA |
| Zip | 93023-3532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE20 |
| Legal Description | MISC 20 PG 94 PART OF LOT 6 |
| Legal Subdivision | MIRA MONTE SUBDIVISION #1 |
| Legal Block | 90 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OJAI-MIRA MONTE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 1002 |
Source: Ventura County records · APN 018-0-090-310
Assessment roll updated July 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 226 W OJAI AVE, 101, OJAI, CA 93023-3278 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 04, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Jul 06, 2021 | Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jul 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CRESTLINE FUNDING CORP |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2021 · Amount on Record |
| Deed Sale | Jul 06, 2021 · Amount on Record |
| Prior Sale | Mar 05, 2002 · Amount on Record |
| Deed Document Number | 2021128567 |
| Prior Transfer Date | Sep 23, 1998 |
| Prior Transfer Doc | 0000163729 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 970 EL CENTRO ST, OJAI, CA 93023-3532 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 970 EL CENTRO ST, OJAI, CA 93023-3532 |
| Document Number | 0000079439 |
|---|---|
| Date | Nov 04, 2025 |
| Instrument | 2025000079439 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Jul 06, 2021 |
| Property Address | 970 EL CENTRO ST, OJAI, CA 93023-3532 |
| Document Number | 0000128567 |
| Map Reference | MB 20 PG 94-96 |
| Instrument Date | Jun 07, 2021 |
| Instrument | 20210706-00128567 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 970 EL CENTRO ST, OJAI, CA 93023-3532 |
| Document Number | 0000128568 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 20210706-00128568 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Number | 0000128569 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 20210706-00128569 |
| Name | ALASKA USA FCU |
|---|---|
| Type | Credit Union |
| Address | ANCHORAGE, AK 99519 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 970 EL CENTRO ST, OJAI, CA 93023-3532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000075947 |
|---|---|
| Date | Jul 03, 2018 |
| Instrument | 20180703-00075947 |
| Name | CRESTLINE FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 970 EL CENTRO ST, OJAI, CA 93023-3532 |
| Document Number | 0000150335 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 970 EL CENTRO ST OJAI CA 930233532, OJAI, CA 93023-3532 |
| Document Number | 0000150335 |
|---|---|
| Date | Dec 03, 2019 |
| Instrument | 150335 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2049 |
Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Unified School District | Ojai Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,164,696 (+2%) Land $757,162 Building $407,534 | |
| 2025 | $13,210.00 (+2.24%) | $1,141,859 (+4.04%) Land $742,315 Building $399,544 |
| 2024 | $12,921.00 (+3.66%) | |
| 2023 | $12,465.00 (+1.72%) | $1,097,520 Land $713,490 Building $384,030 |
| 2022 | $12,254.00 |
Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 5 (1978–2025) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Dec 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, California Internet, Verizon.
Based on FCC filings for 199 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CASITAS MUNICIPAL WATER DIST serves 11,005 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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