974 E Midland Trl, Grayson, KY 41143 Property Records

Carter County property record for 974 E Midland Trl, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	1,324 sqft
Lot Size	0.602 acres (26,223 sqft)
Owner	Company Name on File
Last Sale	$160,000 (Sep 2025)
Tax Bill	$1,090 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2025 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`112-20-02-004.00`

Property Details

APN / Parcel Number

Primary APN	`112-20-02-004.00`
Alternative APN	`23070`

Interior

Stories	1 Story
Building Area	1,324 sqft Living Area

Exterior

Lot Area	26,223 sqft (0.602 acres)

Location & Zoning

Account Number	23070
Street Address	974 E MIDLAND TRL
City	GRAYSON
State	KY
Zip	41143-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 4 (0.602 ACRE)
Legal Subdivision	HORTON FARM ESTATES
Legal Lot Number	4
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1028
Census Tract	960602

Owner

Source: Carter County assessment roll, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 2947, PIKEVILLE, KY 41502-2947
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON
Nov 26, 2025	Deed, Transfer
Sep 19, 2025	Commissioner's Deed, Foreclosure
Mar 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Deed Document Number	20251011553
Deed Book / Page	545 / 229
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	974 E MIDLAND TRL, GRAYSON, KY 41143-1716
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 E MIDLAND TRL, GRAYSON, KY 41143-1716

Mortgage

Document Number	000550/783
Date	Jan 6, 2026
Book Page	550/783
Instrument	1023156

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	200 S CAROL MALONE BLVD, GRAYSON, KY 41143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Nov 26, 2025
Property Address	974 E MIDLAND TRL, GRAYSON, KY 41143-1716
Document Number	0000549/10
Book / Page	549 / 10
Instrument Date	Nov 21, 2025
Instrument	1022055
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Tax	$190.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2947, PIKEVILLE, KY 41502-2947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 E MIDLAND TRL, GRAYSON, KY 41143-1716

September 2025: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	CARTER KY
Recording Date	Sep 19, 2025
Property Address	974 E MIDLAND TRL, GRAYSON, KY 41143-1716
Document Number	000545/229
Book / Page	545 / 229
Instrument Date	Aug 29, 2025
Instrument	1011553
Transaction Type	Foreclosure
Record Updated	Oct 1, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2947, PIKEVILLE, KY 41502-2947

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	974 E MIDLAND TRL, GRAYSON, KY 41143-1716
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR389/728
Date	Mar 28, 2018
Book Page	OR389/728
Instrument	383803

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Commercial Mortgage
Term	58 Months
Due	Jan 15, 2023

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,090.00 (-0.55%)	$127,800 (-)	$127,800 (-)
2024	$1,096.00 (-0.45%)	$127,800 (-)	$127,800 (-)
2023	$1,101.00	$127,800	$127,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000

May also be available: Optimum Communications, Verizon.

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