914 E Midland Trl, Grayson, KY 41143 Property Records

Carter County property record for 914 E Midland Trl, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	2,464 sqft · built 2005
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,000 (Jan 2025)
Tax Bill	$2,917 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`112-20-02-103.00`

Property Details

APN / Parcel Number

Primary APN	`112-20-02-103.00`
Alternative APNs	`16851` `35860`

Interior

Stories	1 Story
Building Area	2,464 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	26,572 sqft (0.61 acres)

Location & Zoning

Account Number	35860
Street Address	914 E MIDLAND TRL
City	GRAYSON
State	KY
Zip	41143-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 103 (0.61 ACRE)
Legal Subdivision	HORTON FARM EST
Legal Lot Number	103
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1028
Census Tract	960602

Owner

Source: Carter County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	914 E MIDLAND TRL, GRAYSON, KY 41143-1716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 17, 2025	Warranty Deed, Transfer · Line of Credit ASHLAND CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on Record
Deed Sale	Jan 17, 2025 · Amount on Record
Prior Sale	Jan 5, 2006 · Amount on Record
Deed Document Number	20251003194
Deed Book / Page	530 / 464
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Recording Date	Jun 23, 2026
Property Address	914 E MIDLAND TRL, GRAYSON, KY 41143-1716
Document Number	0001028667
Book / Page	559 / 694
Instrument Date	Jun 17, 2026
Instrument	20261028667
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 E MIDLAND TRL, GRAYSON, KY 41143-1716

Mortgage

Document Number	0001028667,
Date	Jun 23, 2026
Book Page	559/694
Instrument	20261028667

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Jan 17, 2025
Property Address	914 E MIDLAND TRL, GRAYSON, KY 41143-1716
Document Number	000530/464
Book / Page	530 / 464
Instrument Date	Jan 10, 2025
Instrument	1003194
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 HAYWOOD KNOLLS DR, HENDERSONVILLE, NC 28791-8717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 E MIDLAND TRL, GRAYSON, KY 41143-1716

Mortgage

Document Number	0001003198
Date	Jan 17, 2025
Instrument	1003198

Lender

Name	ASHLAND CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,917.00 (+162.56%)	$342,000 (+95.12%)	$342,000 (+95.12%)
2023	$1,111.00 Homeowner's exemption	$175,280	$175,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Foothills Communications.

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