974 E Heron Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 974 E Heron Cir, Winter Haven, FL 33884 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,636 sqft · built 1980
Lot Size0.171 acres (7,466 sqft)
OwnerIndividual Name on File
Last Sale$50,000 (Apr 1995)
Tax Bill$2,436 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-01-663520-001341

Property Details

APN / Parcel Number

Primary APN26-29-01-663520-001341
Alternative APNs
  • 012926663520001341
  • 12926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,636 sqft Living Area
Gross Area2,156 sqft
1st Floor Area1,636 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area7,466 sqft (0.171 acres)
Lot Dimensions100 ft deep x 80 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area520 sqft
PorchUnfinished Open Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address974 E HERON CIR
CityWINTER HAVEN
StateFL
Zip33884-2513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARDEN GROVE SOUTH ADDITION PB 64 PG 22 LOT 134 LESS S 20 FT & PART OF 135 DESC AS BEG SE COR OF LOT 135 RUN N 45 FT S 69 DEG 29 MIN 28 SEC W 96.76 FT TO PT IN CURVE SLY ALONG CURVE A CHORD DISTANCT OF 12.95 FT E 90 FT TO POB
Legal Range26E
Legal Township29S
Legal Section01
Legal SubdivisionGARDEN GROVE SOUTH ADDITION
Legal Tract663520
Legal Block2
Legal Lot Number134
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2000
Census Tract14001

Owner

Source: Polk County records · APN 26-29-01-663520-001341

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address974 E HERON CIR, WINTER HAVEN, FL 33884-2513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 27, 1995 · Amount on Record
Deed SaleApr 27, 1995 · Amount on Record
Deed Book / Page3522 / 2007
Last Transfer DateJan 08, 2007
Transfer Doc0000012673
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address974 E HERON CIR, WINTER HAVEN, FL 33884-2513
Document Number0113311449
Instrument DateAug 05, 2020
Transaction TypeMortgage
Record UpdatedSep 01, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address974 E HERON CIR WINTER HAVEN FL 338842513, WINTER HAVEN, FL 33884-2513

Mortgage

Document Number0113311449
DateAug 12, 2020
Book Page011331/001449
Instrument162747
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 11, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,436.00 (+132.89%) Homeowner's exemption$228,674 (+174.6%) Land $35,000 Building $193,674$228,674 (+1.21%) Land $35,000 Building $193,674
2023$1,046.00 (+5.44%) Homeowner's exemption$83,274 (+3%)$225,948 (+4.41%) Land $34,000 Building $191,948
2022$992.00 Homeowner's exemption$80,849$216,406 Land $28,000 Building $188,406

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050140012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2017–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 308 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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