Polk County property record for 974 E Heron Cir, Winter Haven, FL 33884 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,636 sqft · built 1980 |
| Lot Size | 0.171 acres (7,466 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Apr 1995) |
| Tax Bill | $2,436 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-01-663520-001341 |
| Primary APN | 26-29-01-663520-001341 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| Gross Area | 2,156 sqft |
| 1st Floor Area | 1,636 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,466 sqft (0.171 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|
| Street Address | 974 E HERON CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDEN GROVE SOUTH ADDITION PB 64 PG 22 LOT 134 LESS S 20 FT & PART OF 135 DESC AS BEG SE COR OF LOT 135 RUN N 45 FT S 69 DEG 29 MIN 28 SEC W 96.76 FT TO PT IN CURVE SLY ALONG CURVE A CHORD DISTANCT OF 12.95 FT E 90 FT TO POB |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 01 |
| Legal Subdivision | GARDEN GROVE SOUTH ADDITION |
| Legal Tract | 663520 |
| Legal Block | 2 |
| Legal Lot Number | 134 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14001 |
Source: Polk County records · APN 26-29-01-663520-001341
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 974 E HERON CIR, WINTER HAVEN, FL 33884-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 1995 · Amount on Record |
| Deed Sale | Apr 27, 1995 · Amount on Record |
| Deed Book / Page | 3522 / 2007 |
| Last Transfer Date | Jan 08, 2007 |
| Transfer Doc | 0000012673 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 974 E HERON CIR, WINTER HAVEN, FL 33884-2513 |
| Document Number | 0113311449 |
| Instrument Date | Aug 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 974 E HERON CIR WINTER HAVEN FL 338842513, WINTER HAVEN, FL 33884-2513 |
| Document Number | 0113311449 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 011331/001449 |
| Instrument | 162747 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,436.00 (+132.89%) Homeowner's exemption | $228,674 (+174.6%) Land $35,000 Building $193,674 | $228,674 (+1.21%) Land $35,000 Building $193,674 |
| 2023 | $1,046.00 (+5.44%) Homeowner's exemption | $83,274 (+3%) | $225,948 (+4.41%) Land $34,000 Building $191,948 |
| 2022 | $992.00 Homeowner's exemption | $80,849 | $216,406 Land $28,000 Building $188,406 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050140012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 308 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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